How Do I Set Up a Gold IRA - A Comprehensive Guide

Have you ever considered diversifying your retirement portfolio with a Gold IRA? If you’re looking for an investment that provides protection against inflation, economic uncertainty, and market volatility, a Gold IRA might be an excellent choice. In this comprehensive guide, we will walk you through everything you need to know about setting up a Gold IRA in 2023, from understanding what it is and its benefits, to choosing the right custodian, setting up your account, investing in precious metals, and managing your portfolio.

Key Takeaways

Gold IRAs provide portfolio diversification and long-term growth potential.
When selecting a Gold IRA custodian, consider factors such as fees, storage options and adherence to IRS regulations.
Understanding the tax implications of investing in precious metals in a self directed IRA is essential for successful management.

Understanding Why To And How to Set Up A Gold IRA

Gold IRAs have become an increasingly popular alternative to traditional IRAs, offering a way to invest in physical precious metals as a part of your investment portfolio. But what exactly is a Gold IRA, and what are the benefits of investing in one?

We’re about to explore the realm of Gold IRAs, their advantages, and how they stand apart from traditional IRAs.

What is a Gold IRA?

A Gold IRA is an individual retirement account specifically tailored to enable investments in precious metals, such as gold. It is a self directed IRA, providing the investor with control over their own IRA funds. Unlike a traditional IRA, which typically focuses on stocks, bonds, and mutual funds, a self directed Gold IRA provides an alternative investment option for those looking to diversify their retirement savings.

Keep in mind that the IRS has specific guidelines determining which precious metals can be included in a Gold IRA, also known as a precious metals IRA. Not all metals are eligible. According to these guidelines, the following are approved metals:

Gold
Silver
Platinum
Palladium

However, they must meet certain fineness requirements which we’ll cover below.

Benefits of a Gold IRA

Investing in a Gold IRA comes with a variety of advantages, making it an attractive option for those looking to diversify their retirement portfolios with gold investments. One of the primary benefits is portfolio diversification. By allocating a portion of your retirement savings to physical precious metals, you can reduce your exposure to the stock market and other traditional asset classes, potentially minimizing risk and increasing the overall stability of your investment portfolio.

Additionally, a Gold IRA can provide long-term growth potential and protection against inflation and economic volatility. Gold and other precious metals have historically been seen as a store of value and a hedge against inflation, which means that their value tends to increase during times of economic uncertainty. This makes a precious metals IRA a particularly attractive option for investors looking to safeguard their retirement savings against market fluctuations and economic downturns.

Choosing the Right Gold IRA Custodian

A crucial step in setting up your precious metals IRA is selecting the right Gold ira company to manage your investments. A self-directed IRA custodian is a specialized company that permits you to invest in gold and other precious metals, ensuring that your physical assets are securely stored and in compliance with IRS rules and regulations.

Next, we will tackle the factors you need to consider when selecting a custodian for your Gold IRA.

Factors to Consider

When sizing up a self directed IRA custodian, several factors must be taken into account to make a well-informed decision that aligns with your investment goals. These factors include:

The custodian’s experience
Reputation
Fees
Customer service

A reputable custodian should have a strong track record in the industry and offer competitive fees for their services. It’s also important to consider the custodian’s adherence to IRS regulations, as this will help ensure that your account remains compliant and avoids potential penalties.

Another essential factor to consider is the custodian’s range of investment options. A good self directed IRA custodian should offer a variety of eligible precious metals, including gold, silver, platinum, and palladium, as well as other investment options. This will allow you to diversify your portfolio and customize your investments to best suit your needs and risk tolerance.

Additionally, it’s important to inquire about the custodian’s storage options for your precious metals, as this can impact the overall security and accessibility of your investments.

Setting Up Your Gold IRA Account

Now that you have a better understanding of a self directed Gold IRA and have chosen the right custodian, it’s time to set up your account.

We will next talk about the procedures for opening your Gold IRA account, adding funds to it, and choosing a safe place to store your precious metals.

Opening an Account

To open a new Gold IRA account, you’ll need to choose a reputable self directed IRA custodian and complete the necessary paperwork. This typically involves providing personal information, such as your name, address, and Social Security number, as well as information about your existing retirement accounts if you plan to transfer or rollover funds from a 401(k) or other IRA. The application process is usually straightforward and can be completed in just 10 to 15 minutes, with most accounts being opened within a single business day.

Once your account is open, your custodian will provide you with a secure online portal to manage your investments and access customer service via telephone. Familiarizing yourself with your custodian’s online platform, understanding your investment options, fees, and account features is crucial before making any decisions. Contact the Certified Gold Exchange at 800-300-0715 and will walk you through the step-by-step process of setting up your gold IRA today.

Funding Your Gold IRA

There are several options for funding your new Gold IRA, including direct transfers, a rollover from an existing retirement account, and contributions in the form of cash or check. If you’re transferring funds from an existing retirement account, such as a 401(k) or traditional IRA, the process typically takes seven to 10 business days to complete. Keep in mind that there are annual contribution limits for Gold IRAs, with individuals under 50 being able to contribute up to $6,500 per year and those over 50 having a limit of $7,500.

Selecting a Storage Option

When it comes to storing your precious metals in your Gold IRA, you have a few options to consider. There are two primary methods of storage: local storage and nationally-based storage facilities. Local storage facilities may offer a more convenient option, as they are often closer to your home and provide easier access to your investments. However, they may also come with higher fees when it comes time to sell or take a distribution if your precious metals dealer doesn’t maintain an account there.

One popular nationally-based option to store gold is the Delaware Depository, which is an IRS-approved depository that specializes in the storage of precious metals for IRA accounts. The Delaware Depository offers:

A secure and cost-effective solution to store gold and other precious metals
Safety measures to protect your tangible assets
Accessibility to your precious metal
Transparent storage fees

It’s important to consider the safety, accessibility, and storage fees associated with each option before making a decision.

Remember that storing your precious metals at home is not advised, as it can lead to potential IRS penalties and fines.

Investing in Precious Metals for Your Gold IRA

Once your precious metals IRA account is ready and funded, you can start investing in gold. In this part, we will outline the types of precious metals you can include in your retirement investments, explore some popular options, and explain the purchase process for acquiring these metals.

Types of Precious Metals Allowed

As previously mentioned, the IRS has established specific guidelines for the types of precious metals that can be held within self directed IRAs. These guidelines state that gold, silver, platinum, and palladium are permissible investments, provided they meet certain fineness requirements. For example:

Gold must possess a purity of 99.5%
Silver must possess a purity of 99.9%
Platinum must possess a purity of 99.95%
Palladium must possess a purity of 99.95%

It’s crucial to ensure that any precious metals you invest in meet IRS compliance.

Diversifying your retirement funds and potentially minimizing risk can be achieved by investing in a variety of precious metals.

Popular Gold IRA Investment Options

Many investors flock to popular gold bullion coins that can be included in a precious metals IRA, such as American Gold Eagles, Canadian Gold Maple Leafs, and Austrian Gold Philharmonics. These coins are recognized for their high quality and liquidity, making them an attractive option for investors looking to buy gold with their individual retirement account.

A thorough research of the available options and understanding of the potential risks associated with each type of investment is required when investing in gold coins and bars. Be sure to also consider factors such as the dealer’s reputation, fees, and customer service when selecting a gold dealer to invest in gold.

Buying Process

The process for acquiring precious metals for your self directed Gold IRA will depend on the company you choose to work with. Most Gold IRA companies will help you to complete an Direction of Investment form from the custodian. This authorizes your gold dealer to acquire your precious metals for you.

When purchasing precious metals, be sure to consider factors such as:

the cost
potential for long-term growth
competitive rates
clear pricing policies

Your precious metals supplier will then ship your gold and silver to your approved depository, such as the Delaware Depository.

Monitoring and Managing Your Gold IRA

Having invested in precious metals for your Gold IRA, it’s now vital to keep track of and manage your account to ensure alignment with your investment goals.

In this section, we’ll discuss tips for tracking the performance of your investments and making changes to your portfolio as needed.

Performance Tracking

Your capacity to track the performance of your self directed Gold IRA will largely depend on the account custodian you’ve chosen. To effectively monitor your investments, consider the following methods:

Regularly reviewing your account statements
Comparing the performance of your investments with market benchmarks
Evaluating the reputation and track record of your custodian or broker-dealer

In addition to these methods, there are supplementary resources available for monitoring the performance of your Gold IRA, such as online portfolio trackers. By staying informed about the performance of your investments and gold prices, you can make informed decisions and adjust your portfolio as needed to meet your long-term goals.

Making Changes to Your Portfolio

With changing investment goals and risk tolerance over time, regular review and adjustment of your Gold IRA portfolio becomes necessary. Making changes to your retirement portfolio can involve purchasing or selling precious metals, transferring funds between accounts, or altering the ratio of gold and silver in your account.

When selecting investments for your Gold IRA, it’s essential to consider your goals and risk tolerance. Research the various types of precious metal tangible assets available and understand the potential risks associated with each before making a decision.

Tax Implications and Withdrawals

Grasping the tax implications and withdrawal rules for your Gold IRA is key to managing your investments and steering clear of possible penalties.

In this section, we’ll discuss the tax benefits and considerations associated with Gold IRAs, as well as the rules for withdrawing funds from your account.

Tax Benefits and Considerations

One of the main benefits associated with a Gold IRA is the ability to make tax-deductible contributions. This means that you can contribute pre-tax dollars to your Gold IRA, potentially lowering your overall taxable income and providing a tax advantage compared to investing in other asset classes.

If you have a Roth IRA you can contribute to your account annually with after tax dollars.

Awareness of the potential penalties and taxes tied to early withdrawals and profits from your Gold IRA is crucial. Before making any withdrawals, consult with your financial advisor to ensure that you fully understand the tax implications and potential penalties associated with your specific situation.

Withdrawal Rules

The rules for withdrawing funds from your Gold IRA are primarily based on age and penalty charges. Generally, distributions from a Gold IRA can be taken without penalty starting at age 59.5. If you take an early withdrawal before this age, you may be subject to penalties and taxes on the withdrawn amount.

Take note that traditional precious metals IRAs necessitate Required Minimum Distributions (RMDs) starting at age 72.5. A precious metal Roth IRA in not subject to RMDs.

An added benefit of a precious metals IRA is that you can take in-kind distribution. In-kind means you take possession of a portion of your metal rather than a cash withdrawal. This option can be helpful for investors forced to take RMDs that would prefer to not liquidate a portion of their gold and silver.

Conclusion

A Gold IRA offers a valuable alternative for those looking to diversify their retirement portfolio and protect against inflation, economic uncertainty, and market volatility. By understanding the ins and outs of Gold IRAs, choosing the right custodian, setting up your account, investing in precious metals, and managing your portfolio, you can create a strong foundation for your retirement savings. Remember to carefully consider your investment options to ensure that your Gold IRA remains aligned with your long-term goals.

Frequently Asked Questions

How much does it cost to start a gold IRA?

Starting a gold IRA requires a one-time account setup fee of usually $50, plus an annual custodial or administrative fee of around $100 and storage and insurance fees of $100. Some self directed IRA custodians will charge a transaction/wire fee of between $30 and $90.

Is it a good idea to invest in a gold IRA?

Investing in a Gold IRA can provide valuable protection against inflation, diversify your portfolio and offer tax advantages.

However, like any financial investment, there can be disadvantages that should be taken into consideration.

How much can you contribute to a gold IRA each year?

You can contribute up to $6,500 in 2023 for a traditional, Roth IRA or SEP gold IRA, as set by the IRS contribution limits.

What is the best gold IRA company?

The Certified Gold Exchange has been a leading Gold IRA company for decades. We have a perfect reputation because we’ve never once received a client complaint. Our Price Match Plus Guarantee ensures that you’ll get the best deal possible on your precious metals because we scour the internet for the most competitive pricing and then we beat it.

With CGE you can expect transparency, accountability and integrity every step of the way.

What is the difference between a traditional IRA and a Gold IRA?

A traditional IRA enables investments in stocks, bonds, and mutual funds while a Gold IRA additionally allows investments in physical gold, other precious metals and other asset classes.

Now that you know how to set up a gold IRA simply call one of our experts at 800-300-0715 to get started.

Written by Pat Collins and John Halloran

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Malcolm Tate

Working with Patrick Collins was the great total professional. And the company Certified Gold Exchange was fair. I will be sure to refer others to company for all of their precious metals transactions.

Randall Rothermel

Several years ago, I purchased precious metals (within an IRA) through a highly recommended dealer (at the time). Recently, I learned that the dealer in question was found to be "less than reputable". I found myself asking, "under the circumstances, who can I trust to liquidate my account?"

My first order of business was to find a dealer that I could trust. After considerable research, Certified Gold Exchange was at the top of my list. When I contacted CGE, I was introduced to Pat Collins. From our first discussion, Pat clearly understood the situation and developed a plan.

Long story short, Pat earned my trust with his friendly demeanor, patience, and metals experience. I'll be calling CGE and Pat for my next transaction. Many thanks Pat!

ALAN BROWN

Certified Gold Exchange's website really jumped out to me as I began researching precious metal IRA's. I found it to be incredibly comprehensive and informative, answering questions I did not even know to ask and alerting me to bad practices within the industry as well. So, I called and found the CGE team to be every bit as helpful as the website. They were responsive immediately and throughout the process of establishing an account and funding it. They were particularly helpful when dealing directly with my current custodian and getting funds rolled over. Pat and Mary have been courteous, personable, and very professional working with me and even helped with questions outside the immediate business at hand. I have already referred friends to CGE and will continue to do so.

Diane Bell

Everyone was very helpful and professional. I highly recommend this company.

Joeb41

In the mid-90's I was fortunate to locate CGE and John Halloran. I Found CGE on BBB. They had an A+ rating and received no complaints. I called them and John spent a lot of time with me. I had never purchased metal previously. The one thing that stuck with me was his advice that "you buy metal to hold, not to trade." I still have my original purchase plus some subsequent purchases. All is worth 2--3.5 times what I bought it for, including my TIRA. I feel secure that my portfolio is well diverse and now includes Gold & Silver. Thanks John.

The Phan

Pat Collins, Melissa and the CGE team was incredibly professional in helping me setup my self directed IRA and purchasing the metals for the account. Pat was extremely knowledgable and was always responsive and willing to share his time and expertise to help me better understand each step in the process. I got regular updates from Pat to inform me of the status of each step in the account setup and in the metals purchase transaction. Looking forward to continuing to work with Pat and the CGE team in the future.

Steve Keller

I recently liquidated a portion of my Precious Metals IRA (for the first time) and was concerned about the need to ship and the length of time my custodian, GoldStar Trust, was telling me it would take for the entire process. After a bit of research I found Certified Gold Exchange. What appealed to me in my research was the fact that CGE had accounts at many of the Depositories, including mine. That meant that there would be no shipping process (or delays). I had read stories of shipments disappearing in process and metal purchasers and custodians not being very helpful to the victims of the theft. In addition, CGE was very competitive in their pricing.

From the beginning of contacting Patrick Collins the process was efficient and professional. Pat provided regular communication and helped me at every step. The length of time from start to finish was much quicker than I was expecting thanks to CGE.

I want to thank Pat and his team at Certified Gold Exchange for a smooth and efficient transaction.

Karyn Wortman

My experience with the Certified Gold Exchange and Mr. Collins was exemplary. Mr. Collins gave so freely of his time and expertise. He suggested outside readings in order for me to gain further knowledge of the world of precious metals. He helped me better understand my own situation and guided me towards making the best decision under my circumstances. When I sought advice, he gave it to me willingly. Throughout the process he was friendly, upbeat, considerate and kind. The huge irony in all this is that from very early on in the process of our multiple communications, he became aware that I could not even be a client! Still, he gave me his time and guidance. This is something I have rarely, if ever, experienced in my almost 59 years in this world. Additionally, when he saw he and his company could not help me, he provided alternative businesses that could. Again, when have you experienced this? I called one company prior to CGE and when the representative told me he couldn't help me, the phone call was over. Period, the end. Hence, when I do have an opportunity to sell or buy precious metals, there is no other business I would consider using. I highly recommend CGE for all of your precious metal needs. Best of luck.

gpaana

It has been my pleasure working with Patrick Collins and Sara with CGE inc.
being new to selling metals, Patrick walked me step by step in the process through distributions with my IRA. Whenever I contacted him with questions or concerns, he replied within an hour or minutes to resolve my percieved issues. What a comfort Patrick has been in this (at times) somewhat stressful process.
Thank you Patrick!

Tandy Cline

I recently sold Gold and Silver through a precious metals IRA. I had an amazing team at CGE working to buy and handle the sales process of my metals. The team was fast, honest and overall outstanding. I had a sales price and contract within 2 hours! 😮

It was my first time selling precious metals and they made the process as seamless as possible, despite multiple hiccups caused by my chosen custodian failing miserably. I will choose this team for every precious metals purchase or sale in my future.

Bryan V

Gold Exchange has always been a trusted source of my precious metals and the after support is worth its weight in gold! Patrick Collins is always there to help, support, and go the extra mile! If you are going to invest in precious metals anyone can sell you bars or coins - but nobody has better customer service! BAR NONE!

Mark Lamden

I was new the directed IRA concept, but was very grateful to Patrick at CGE in helping me navigate the process. I look forward to a long term relationship with CGE and Patrick as a trusted precious metals dealer.

Belinda Murel

Working with Pat and the team at Certified Gold Exchange made the process of diversifying my retirement savings stress free. I’m confident the selection of precious metals offered were the best fit for my situation and at the best price. No high pressure sales tactics, just fact based answers to the questions and concerns I had. Highly recommend.

Timothy Feeley

Working with Certified Gold Exchange has been a positive experience. Working with Pat is not just working with another business vendor, I feel I am working with a trusted advisor. No hard sells. No wild claims. His explanation of the paperwork process between companies and his follow-up during the process is excellent. I appreciate his fact-finding approach to my specific needs. He always had time for me to ask questions and/or discuss ideas I was thinking about. A good business relationship.

Warren Richardson

I had an excellent experience with Certified Gold Exchange. I dealt directly with Pat Collins who was professional, knowledgeable, informative, and very easy to work with. He responded quickly and precisely to any and all of my questions. Very highly recommended!

Edward Albert

I was looking to liquidate the precious metals in my IRA . The horror stories I had heard of about some gold and silver dealers had me very apprehensive. When I called Certified Gold Exchange and talked with Patrick, I quickly felt a sense of trust in his voice. He answered all my questions and understood my fear of getting taken advantage of. He and his team work very hard behind the scenes ensuring the transaction to go smoothly. As a result CGE has earned my 5 star rating! I will contact them again if I want to buy or sell in the future!

Alison Weinberg

Pat and team are very knowledgeable and professional!

Ismail Kenessy

Customer since 2005. Professional, courteous, and helpful. CGE walked me through the process and provided the best prices available with minimum costs. Excellent service.

Joe Murray

What super service I received from the Certified Gold Exchange precious metals IRA team. Wow is all I can say! I had a large amount of coins in a gold and silver IRA for many years and decided to sell. I spent just about a whole day talking to several metals dealers about purchasing my metals. Call after call I did not feel good about what I was hearing with these dealers so I called the company that helped me set the gold and silver IRA up. Their name is Broad Financial LLC. I explained the problem I was having with finding a buyer and they said that is common in the industry. They told me to call the Certified Gold Exchange, Inc in Fort Worth, Texas. I spoke with Mr C there and was impressed that their quote was above the spot price (because I was hoping to get the spot price). They explained that American Eagles buy back at over spot and I said not with all the other dealers I called. I shipped the metals to their New York depository following the Certified Gold Exchange's instructions. Candace at CGE tracked the package every step of the way and I was updated along the way. Then when my metals arrived at the Certified Gold Exchange depository they told me that several of my coins were actually American Eagle Proof coins, not the bullion version I thought I had. They increased their original quote by $3000.00 dollars! Shocking that a company would be so honest because they could have just sent the original amount and I would have been happy. Needless to say I will never deal with a different metals dealer except the Certified Gold Exchange. Their gold IRA team is the best by leaps and bounds. I highly recommend Candice, Mr. C and the CGE team to any one looking to buy or sell metals with a great experience. Americans trusted source For Gold is not just a tagline with these folks.

ted okolowicz

After searching and checking out different metals companies, I decided that Certified Gold Exchange Inc. was my choice. They have exceeded my expectations and made my IRA rollover easier than I thought.You can be very confident by the way every step was handled (very professional).So kudos to the whole TEAM and thank you

Joseph Glassman

I had a very good experience with Certified Gold Exchange and I highly recommend anyone considering a IRA Rollover into precious metals, talk to David White at Certified and do business with them. They are honest and will have your best interest as their concern.. David took care of my needs completely with honest and fair pricing. I shopped around and decided on Certified.

Lefty and Mary Jamora

Thank you David and Pat for educating us on the gold and silver markets. Pat especially helped us thru our first purchase of silver.

M Phommahaxay

So glad I found CGE! Although, they don’t do business in my state, David White was so kind to take the time out of his busy schedule to educate me on precious metal investing. His advice was extremely valuable which saved me a ton of money. I would definitely recommend and refer any of my friends or family members interested in investing in precious metals in their service area. So thankful for David and this company!

Rickey Johnson

My experience so far with Certified Gold Exchange was all very positive. Everything went smoothly and P. Collins was awesome in helping us navigate through the process.

Aaron Brabham

I called Certified Gold Exchange to get information on a crypto currency IRA. I had a ton of questions and Steve not only answered all of them but also informed me of many things I had not thought of.

I decided to invest $60k and in just three months it's over $120k! Not only that, the team at Certified Gold Exchange has excellent customer service.

I highly recommend them.

Mark OLeary

Philip with the certified gold exchange was incredibly helpful in helping me to setup a Cryptocurrency IRA. He knew exactly what questions to ask my existing custodian to make the rollover as seamless as possible. In just a short few months with the recommendations of Philip; I have already seen over a 250% return on my investment. Highly recommended.

Gal Tab

The reason I give it the maximum stars is because everything happened just the way they planned it. I invested a considerable sum of money with them and as anyone would be, I was a little scared. I did my research and They came highly recommended as being ethical brokers. Their fees are very competitive and look forward to doing more business with them.

Diana Fincher

I rolled over my IRA into Silver a couple of years ago and made a friend! Agent Pat C, Certified Gold Exchange, Inc., has far exceeded my expectations with continuing, careful watch over my investment. He always surprises with immediate personal response to my slightest question and inspires confidence to hold to The Plan. Pat’s personal touch and excellent recall is reassuring and has proven that he will keep me informed when any changes are advised. Ask for Pat - he’s excellent, excellent!

Steve Astin

This was the 3rd company I called and by far the most professional. Thanks Patrick for the great service!

Alicia O'Rear

Thank you for donating 16 bibles for our foster children at Albuquerque Christian Children's Home! This is a wonderful company with a heart for ministry.

Kyle Sanders

I was interested in doing a gold IRA rollover and contacted several firms after researching on the web. Certified Gold Exchange's website had the most useful information by far compared to other firms. Their representatives have been a pleasure to work with--professional, answered every question I had, and I'd recommend them to anyone looking at a gold IRA rollover.

Robby Bryant

I am a Certified Financial Planner, and Certified Gold Exchange has helped us purchase gold for 16 years without a hitch for our clients and at excellent prices. We couldn’t be more satisfied!

Anne Sayre

My husband and I were thrilled with the service we received at Certified Gold Exchange! Shipping our gold to us was quick and very simple. So happy we did not have to pay for the TV advertisements with celebrities like so many of the other precious metal companies. We will be buying again from CGE!

Neenah Payne

Certified Gold Exchange, Inc. is a highly professional firm that was a pleasure to do business with. It provides fast and accurate service. The firm went out of its way to be helpful on a number of key issues. I highly recommend them. I was extremely lucky for several reasons to have called the Certified Gold Exchange, Inc. when I was ready to sell my gold and silver coins. When I called the firm, Liam on the service desk explained that they scan hundreds of gold dealers to get me the best price. That was very comforting.

When I spoke with coin dealer David White, he was able to give me a quote in 3.5 hours. He also explained the importance of shipping my coins via registered mail with the Post Office. David said that the Post Office requires a registered box to be sealed with brown paper tape to prevent tampering. David emailed me links to sites that showed the right tape to use and how to seal the box. He called several UPS stores in my neighborhood to try to find the tape for me. In the end, I bought the tape from the Post Office. David explained that while Fedex and UPS would ship the coins, since they are not allowed to ship gold or silver, I would have no recourse if my coins were lost. David even gave me his home number so I could reach him after hours if necessary.

My experience with Certified Gold Exchange, Inc. stands in stark contrast with how two other coin brokers responded. The firm from which I had bought most of my silver coins never called me back. On November 13 when I called the broker from whom I had bought most of my gold coins, I couldn't get through on the phone. So, I emailed them and it took 5 days for them to respond! The broker didn't give me a quote until December 2 -- and then only for some of the coins! He said he would tell me what they would pay for the other coins after I shipped them!

In addition, that broker explained that one of their customers had lost all their coins valued at $22,000 because the box was tampered with and they had failed to insure them for the full amount. However, I knew by then that if the firm had told the customer to ship the coins via registered mail as Certified Gold Exchange, Inc. does, the box could not have been tampered with.

So, Certified Gold Exchange, Inc. is the only gold and silver dealer I recommend. The level of service is truly remarkable.

Jovita Garces

What do you do with what little you have to put away for the future? After my divorce 16 years ago, I decided I needed to find an IRA and invest my children's money into something that would retain and grow in value through the years. I found a great website called Certified Gold Exchange that intrigued me and when I called, John listened and understood my needs and helped me understand the value of investing in rare coins and precious metals before taking that all important step. I am happy I took a leap of faith knowing the prospect for growth in my precious metals IRA and children's funds for college and maybe first home some day was very real. I believe I made the best choice for our future. I can always trust CGE to give me honest and dependable service everytime I call in them.

Maria S

Patrick Collins and Certified Gold Exchange (CGE) Team: I appreciate the support, you took me on for this transaction when I wasn’t even an existing client. (Yes I know CGE made some money). It was you manner, caring and fast response that made me feel very comfortable with you.

Your interest in helping me on such short notice shows how much you care for your clients. I hope 🤞 to have you as one of my financial team in the future.

Natalia Ariza

Certified Gold Exchange is the best metals company in the US hands down!

Paul Lifton

Piper Peterson

It's not always the case with precious metals dealers but the Certified Gold Exchange hires the best advisors in the industry and this is the reason for their outstanding reputation.

Eric Benjamin

We have purchased from several dealers and hands down these guys have been the best. Above and beyond are the words I would use to describe their service. You will not be disappointed if you have been on the fence about buying!

Josh Singer

Working with Certified Gold Exchange has been a great experience. The Certified Gold Exchange staff are very very good communicators and clearly have a lot of experience. Anytime we had a question or needed anything from them they responded the same day, if not the following morning. I would recommend working Certified Gold Exchange. Hands down great communicators and great business people.

Burt Dumerton

I have been working with Certified Gold Exchange Inc. since 2005 and have found them to give exceptional service and prices for precious metals. They have always treated me with great respect and given extraordinary personal attention to my account and to me personally. Their advice on many occasions have kept me from making some pretty serious errors in my investment decisions. They are prompt to return my calls and take special care to not be pushy or arrogant. Excellent to do business with. Give John a call.

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