Gold Exchange I Gold Investment Company
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Top 10 Gold Investment Risks To Know

Thank you for taking the time to read the Certified Gold Exchange’s “Top 10 Gold Investment Risks”.

We try to cover the most common risks associated with gold investing. We are sure there are others we have not considered in this document. Proper due diligence is always recommended before making any precious metals investment. 

As always, you will find no small print or jargon from the Certified Gold Exchange, so enjoy.

The Certified Gold Exchange is a 100 percent client directed gold dealer. That means we don’t tell you what, when, where, why or how to buy or sell any item(s). You alone direct our actions. The Certified Gold Exchange, Inc and its team do not give investment advice. We sell precious metals products only. We only give advice in regards to the tangible products we offer for sale or buy-back. 

We also don’t tell you how much you should invest in metals. This is something you alone must decide. Because the results (or lack of results) of your actions are something you alone will have to live with.

You should beware of gold companies that use pressure. Another red flag is if they talk in definitive terms about potential profit. Talking about high profit potential is a sure sign of low integrity in a gold dealer. 

The Biggest Gold Investment Risk Is Choosing The Wrong Supplier

The gold and silver investment market is not regulated for the most part. This means anyone can hang a sign outside their door claiming to be a gold dealer. Investors are also placing a lot of money in metals which creates a competitive and brutal marketplace at times. 

In fact, 1,000’s of buyers overpay by 20-60 percent for their gold and silver investments. Many companies even have a business model that’s structured to take as much money out of your pocket.

What can you do to avoid overpaying for your gold and silver? First avoid investing with a Southern California company. Many Los Angeles companies have double the price of discounters. They also use celebrity endorsements, free gold promotions to influence you.  

How can a simple household investor protect themself? Don’t invest one penny without first reading “10 Gold IRA Scams Dealers Use On You

If you follow the guidance in this report, you will bulletproof yourself from many traps.  

Second, never sign on the dotted line (for IRA deals) or agree to a buy before calling us to verify your pricing. Please read about our Plus Match Plus Guarantee which is available on our menu above.

Gold Investment Can Be Volatile

Precious metals can be volatile. In fact, gold’s (the most conservative metal) largest quarterly loss since 1920 is 28 percent. Even during gold’s long-term bull markets, it has unleashed volatile price fluctuations.

You could have bought into the gold market before one of these downturns. If that were the case, you could have ended up holding a long time before prices recovered. Please look at long-term charts to check the price swings yourself before investing.

Physical Gold Investments Don’t Provide Dividends or Income

Precious metals pay no dividend and produce zero income. You can only gain money by buying at one price and then selling for more at some point in the future. So, anyone needing to earn income from their capital should avoid investing in gold and silver.

Forecasts and projections are opinions and never facts. 

Gold And Silver’s Past Performance is not Proof of Future Gains

Precious metals markets’ past performance is not proof of future market performance. Just because something happened in the past does not mean it will happen again in the future.

Guaranteed Buyback of Precious Metals

If a company guarantees to buy back your precious metals, hang up the phone. It’s illegal and unrealistic to guarantee.

For example, let’s say Company A sells $500 million annually in gold for 10 years. And the price goes up 200 percent and everyone wants to sell. Does this company have $15 billion dollars on hand? Of course not! Guaranteeing to buy metals back makes it less than honest.  That is good attribute for a precious metals supplier.

What we can say, however, is that we have bought back clients’ metal every time in the past.

We encourage you to call us when selling. We will check the six major exchanges to bring you our best buy price. 

Most gold dealers make a two-way market for their products. Realistic ones will never guarantee it.

How Long You Should Expect to Hold Your Metals

When buying physical gold and silver, you should expect to hold for at least 3-5 years.  You could buy precious metals in a downturn cycle.

The cost to buy physical metals is higher than paper and digital assets. If the gold and silver price drops after you buy you may need to hold longer to reach break even or make a profit. Holding long-term is not a guarantee that the coins or bars will deliver a profit.

Precious Metals IRAs Carry Risk Too

The Certified Gold Exchange, Inc works with many clients that want help setting up a gold or silver IRA. We can assist you in doing the paperwork to ensure a seamless transaction.

We will deliver your precious metals to the depository. We can also keep you updated on the account’s current value and help with liquidation.

CGE is not responsible for the depository or custodians for their actions

All the IRA custodians we work with are self-directed. That means they offer no investment advice. You alone will direct your buying and selling. We will be here to offer advice on buying or selling precious metals only.

What if a precious metals IRA dealer wants you to sign a designated representative form? This is a power of attorney, and a reputable gold dealer would never ask you to sign one.

You should only agree to make the dealer an interested party. This lets them check on your order but not to buy and sell without your permission.

If you have signed one in the past, you should call the Certified Gold Exchange at once. This is also true if you’re not sure if you signed one or not.

The biggest risk to precious metals IRA investors is from choosing the wrong dealer. Be sure to read our special report 10 gold IRA scams dealers use on you.

Capital Gains on your Precious Metals

If you put a penny in a gum-ball machine and a dime comes rolling out, you have capital gains of .09 cents.

This is how precious metals work also. If you take out more money than you put in, you have capital gains. So be sure to notify your accountant anytime you sell precious metals. Gold and silver are classified as collectables for tax reasons.

If you don’t pay your capital gains taxes, you risk IRS fines or maybe even a criminal complaint.

Collectables offer a higher capital gains tax rate than other investments.

If a precious metals company implies you don’t need to pay capital gains, hang up.  You are speaking to an unethical dealer which should be avoided.

If you say something to a metals dealer that implies you’re planning to evade taxes, they must report you by law. Please read out AML policy to understand more. 

“Always pay Caesar first”! Besides those four words, CGE will not offer any tax advice.  This is very general information about taxes. You should always contact a qualified tax professional.

We Do Not Offer Investment Advice

Gold sellers are not required to have a special license. CGE staff and precious metals specialists are not licensed investment advisers.

The sale of precious metals does not require brokers to have a license like with the sale of stocks or bonds.

We know of no gold or silver dealers that have licensed investment professionals. We do not offer investment advice. This is not a normal policy within the metals industry.  Many dealers will offer investment advice to the general public. They act like Certified Financial Planners.

This is not the case as they are simply selling physical retail items. 

You should take such advice with a grain of salt. Even better is to imagine you’re talking to your barber or massage therapist. They are not a full service licensed investment professional.

Counterfeit Products Are An Issue

The Certified Gold Exchange, Inc has never had a single claim of counterfeit products. This is not the industry norm. Counterfeit metals are a growing problem and a serious danger to investors. 

It’s always better to invest in PCGS and NGC certified gold and silver coins.

Many corner mom and pop shops have bought and sold counterfeit products at one time or another. This has been well documented.

Even big banks like JP Morgan have fallen victim. They have discovered $50,000,000 in fake gold bars in their vaults. These bars had the mark of all four of the major refineries in Switzerland.

Source link below:

CGE recommends contacting us directly and that you select items that were manufactured coins from US and Canadian mints. Their coinage has anti-counterfeit technology built in. 

Always buy with a major national dealer that can guarantee purity and has sophisticated equipment and processes in place to guarantee your investment. 

Bonus Tip On Gold Investment Risk

We are a large volume discounter with a minimum investment of $50,000. That is a considerable amount of money, and it requires you to have a contract in place.  

Any company that allows such a large transaction without a contract may not be planning to be around in the future or have not taken the time to protect themselves. You should never enter into a sizable investment without clear terms being set. 

You should also read the contract completely before investing in gold and silver. Most Los Angeles dealers even state in their contract that they charge over thirty percent buy and sell spreads. 

Please download your free copy of 10 Gold Investment Scams Dealers Use On You before you invest your hard earned money. 

Karyn WortmanKaryn Wortman ★★★★★ My experience with the Certified Gold Exchange and Mr. Collins was exemplary. Mr. Collins gave so freely of his time and expertise. He suggested outside readings in order for me to gain further knowledge of the world of precious metals. He helped me better understand my own situation and guided me towards making the best decision under my circumstances. When I sought advice, he gave it to me willingly. Throughout the process he was friendly, upbeat, considerate and kind. The huge irony in all this is that from very early on in the process of our multiple communications, he became aware that I could not even be a client! Still, he gave me his time and guidance. This is something I have rarely, if ever, experienced in my almost 59 years in this world. Additionally, when he saw he and his company could not help me, he provided alternative businesses that could. Again, when have you experienced this? I called one company prior to CGE and when the representative told me he couldn't help me, the phone call was over. Period, the end. Hence, when I do have an opportunity to sell or buy precious metals, there is no other business I would consider using. I highly recommend CGE for all of your precious metal needs. Best of luck.gpaanagpaana ★★★★★ It has been my pleasure working with Patrick Collins and Sara with CGE inc.being new to selling metals, Patrick walked me step by step in the process through distributions with my IRA. Whenever I contacted him with questions or concerns, he replied within an hour or minutes to resolve my percieved issues. What a comfort Patrick has been in this (at times) somewhat stressful process.Thank you Patrick!Tandy ClineTandy Cline ★★★★★ I recently sold Gold and Silver through a precious metals IRA. I had an amazing team at CGE working to buy and handle the sales process of my metals. The team was fast, honest and overall outstanding. I had a sales price and contract within 2 hours! 😮It was my first time selling precious metals and they made the process as seamless as possible, despite multiple hiccups caused by my chosen custodian failing miserably. I will choose this team for every precious metals purchase or sale in my future.Bryan VBryan V ★★★★★ Gold Exchange has always been a trusted source of my precious metals and the after support is worth its weight in gold! Patrick Collins is always there to help, support, and go the extra mile! If you are going to invest in precious metals anyone can sell you bars or coins - but nobody has better customer service! BAR NONE!Mark LamdenMark Lamden ★★★★★ I was new the directed IRA concept, but was very grateful to Patrick at CGE in helping me navigate the process. I look forward to a long term relationship with CGE and Patrick as a trusted precious metals dealer.Belinda MurelBelinda Murel ★★★★★ Working with Pat and the team at Certified Gold Exchange made the process of diversifying my retirement savings stress free. I’m confident the selection of precious metals offered were the best fit for my situation and at the best price. No high pressure sales tactics, just fact based answers to the questions and concerns I had. Highly recommend.Timothy FeeleyTimothy Feeley ★★★★★ Working with Certified Gold Exchange has been a positive experience. Working with Pat is not just working with another business vendor, I feel I am working with a trusted advisor. No hard sells. No wild claims. His explanation of the paperwork process between companies and his follow-up during the process is excellent. I appreciate his fact-finding approach to my specific needs. He always had time for me to ask questions and/or discuss ideas I was thinking about. A good business relationship.Warren RichardsonWarren Richardson ★★★★★ I had an excellent experience with Certified Gold Exchange. I dealt directly with Pat Collins who was professional, knowledgeable, informative, and very easy to work with. He responded quickly and precisely to any and all of my questions. Very highly recommended!Edward AlbertEdward Albert ★★★★★ I was looking to liquidate the precious metals in my IRA . The horror stories I had heard of about some gold and silver dealers had me very apprehensive. When I called Certified Gold Exchange and talked with Patrick, I quickly felt a sense of trust in his voice. He answered all my questions and understood my fear of getting taken advantage of. He and his team work very hard behind the scenes ensuring the transaction to go smoothly. As a result CGE has earned my 5 star rating! I will contact them again if I want to buy or sell in the future!ALAN BROWNALAN BROWN ★★★★★ Certified Gold Exchange's website really jumped out to me as I began researching precious metal IRA's. I found it to be incredibly comprehensive and informative, answering questions I did not even know to ask and alerting me to bad practices within the industry as well. So, I called and found the CGE team to be every bit as helpful as the website. They were responsive immediately and throughout the process of establishing an account and funding it. They were particularly helpful when dealing directly with my current custodian and getting funds rolled over. Pat and Mary have been courteous, personable, and very professional working with me and even helped with questions outside the immediate business at hand. I have already referred friends to CGE and will continue to do so.Alison WeinbergAlison Weinberg ★★★★★ Pat and team are very knowledgeable and professional!Ismail KenessyIsmail Kenessy ★★★★★ Customer since 2005. Professional, courteous, and helpful. CGE walked me through the process and provided the best prices available with minimum costs. Excellent service.Joe MurrayJoe Murray ★★★★★ What super service I received from the Certified Gold Exchange precious metals IRA team. Wow is all I can say! I had a large amount of coins in a gold and silver IRA for many years and decided to sell. I spent just about a whole day talking to several metals dealers about purchasing my metals. Call after call I did not feel good about what I was hearing with these dealers so I called the company that helped me set the gold and silver IRA up. Their name is Broad Financial LLC. I explained the problem I was having with finding a buyer and they said that is common in the industry. They told me to call the Certified Gold Exchange, Inc in Fort Worth, Texas. I spoke with Mr C there and was impressed that their quote was above the spot price (because I was hoping to get the spot price). They explained that American Eagles buy back at over spot and I said not with all the other dealers I called. I shipped the metals to their New York depository following the Certified Gold Exchange's instructions. Candace at CGE tracked the package every step of the way and I was updated along the way. Then when my metals arrived at the Certified Gold Exchange depository they told me that several of my coins were actually American Eagle Proof coins, not the bullion version I thought I had. They increased their original quote by $3000.00 dollars! Shocking that a company would be so honest because they could have just sent the original amount and I would have been happy. Needless to say I will never deal with a different metals dealer except the Certified Gold Exchange. Their gold IRA team is the best by leaps and bounds. I highly recommend Candice, Mr. C and the CGE team to any one looking to buy or sell metals with a great experience. Americans trusted source For Gold is not just a tagline with these folks.ted okolowiczted okolowicz ★★★★★ After searching and checking out different metals companies, I decided that Certified Gold Exchange Inc. was my choice. They have exceeded my expectations and made my IRA rollover easier than I thought.You can be very confident by the way every step was handled (very professional).So kudos to the whole TEAM and thank youJoseph GlassmanJoseph Glassman ★★★★★ I had a very good experience with Certified Gold Exchange and I highly recommend anyone considering a IRA Rollover into precious metals, talk to David White at Certified and do business with them. They are honest and will have your best interest as their concern.. David took care of my needs completely with honest and fair pricing. I shopped around and decided on Certified.Lefty and Mary JamoraLefty and Mary Jamora ★★★★★ Thank you David and Pat for educating us on the gold and silver markets. Pat especially helped us thru our first purchase of silver.M PhommahaxayM Phommahaxay ★★★★★ So glad I found CGE! Although, they don’t do business in my state, David White was so kind to take the time out of his busy schedule to educate me on precious metal investing. His advice was extremely valuable which saved me a ton of money. I would definitely recommend and refer any of my friends or family members interested in investing in precious metals in their service area. So thankful for David and this company!Rickey JohnsonRickey Johnson ★★★★★ My experience so far with Certified Gold Exchange was all very positive. Everything went smoothly and P. Collins was awesome in helping us navigate through the process.Aaron BrabhamAaron Brabham ★★★★★ I called Certified Gold Exchange to get information on a crypto currency IRA. I had a ton of questions and Steve not only answered all of them but also informed me of many things I had not thought of.I decided to invest $60k and in just three months it's over $120k! Not only that, the team at Certified Gold Exchange has excellent customer service.I highly recommend them.Mark OLearyMark OLeary ★★★★★ Philip with the certified gold exchange was incredibly helpful in helping me to setup a Cryptocurrency IRA. He knew exactly what questions to ask my existing custodian to make the rollover as seamless as possible. In just a short few months with the recommendations of Philip; I have already seen over a 250% return on my investment. Highly recommended.Gal TabGal Tab ★★★★★ The reason I give it the maximum stars is because everything happened just the way they planned it. I invested a considerable sum of money with them and as anyone would be, I was a little scared. I did my research and They came highly recommended as being ethical brokers. Their fees are very competitive and look forward to doing more business with them.Diana FincherDiana Fincher ★★★★★ I rolled over my IRA into Silver a couple of years ago and made a friend! Agent Pat C, Certified Gold Exchange, Inc., has far exceeded my expectations with continuing, careful watch over my investment. He always surprises with immediate personal response to my slightest question and inspires confidence to hold to The Plan. Pat’s personal touch and excellent recall is reassuring and has proven that he will keep me informed when any changes are advised. Ask for Pat - he’s excellent, excellent!Steve AstinSteve Astin ★★★★★ This was the 3rd company I called and by far the most professional. Thanks Patrick for the great service!Alicia O'RearAlicia O'Rear ★★★★☆ Thank you for donating 16 bibles for our foster children at Albuquerque Christian Children's Home! This is a wonderful company with a heart for ministry.Kyle SandersKyle Sanders ★★★★★ I was interested in doing a gold IRA rollover and contacted several firms after researching on the web. Certified Gold Exchange's website had the most useful information by far compared to other firms. Their representatives have been a pleasure to work with--professional, answered every question I had, and I'd recommend them to anyone looking at a gold IRA rollover.Robby BryantRobby Bryant ★★★★★ I am a Certified Financial Planner, and Certified Gold Exchange has helped us purchase gold for 16 years without a hitch for our clients and at excellent prices. We couldn’t be more satisfied!Anne SayreAnne Sayre ★★★★★ My husband and I were thrilled with the service we received at Certified Gold Exchange! Shipping our gold to us was quick and very simple. So happy we did not have to pay for the TV advertisements with celebrities like so many of the other precious metal companies. We will be buying again from CGE!Neenah PayneNeenah Payne ★★★★★ Certified Gold Exchange, Inc. is a highly professional firm that was a pleasure to do business with. It provides fast and accurate service. The firm went out of its way to be helpful on a number of key issues. I highly recommend them. I was extremely lucky for several reasons to have called the Certified Gold Exchange, Inc. when I was ready to sell my gold and silver coins. When I called the firm, Liam on the service desk explained that they scan hundreds of gold dealers to get me the best price. That was very comforting.When I spoke with coin dealer David White, he was able to give me a quote in 3.5 hours. He also explained the importance of shipping my coins via registered mail with the Post Office. David said that the Post Office requires a registered box to be sealed with brown paper tape to prevent tampering. David emailed me links to sites that showed the right tape to use and how to seal the box. He called several UPS stores in my neighborhood to try to find the tape for me. In the end, I bought the tape from the Post Office. David explained that while Fedex and UPS would ship the coins, since they are not allowed to ship gold or silver, I would have no recourse if my coins were lost. David even gave me his home number so I could reach him after hours if necessary.My experience with Certified Gold Exchange, Inc. stands in stark contrast with how two other coin brokers responded. The firm from which I had bought most of my silver coins never called me back. On November 13 when I called the broker from whom I had bought most of my gold coins, I couldn't get through on the phone. So, I emailed them and it took 5 days for them to respond! The broker didn't give me a quote until December 2 -- and then only for some of the coins! He said he would tell me what they would pay for the other coins after I shipped them!In addition, that broker explained that one of their customers had lost all their coins valued at $22,000 because the box was tampered with and they had failed to insure them for the full amount. However, I knew by then that if the firm had told the customer to ship the coins via registered mail as Certified Gold Exchange, Inc. does, the box could not have been tampered with.So, Certified Gold Exchange, Inc. is the only gold and silver dealer I recommend. The level of service is truly remarkable.Jovita GarcesJovita Garces ★★★★★ What do you do with what little you have to put away for the future? After my divorce 16 years ago, I decided I needed to find an IRA and invest my children's money into something that would retain and grow in value through the years. I found a great website called Certified Gold Exchange that intrigued me and when I called, John listened and understood my needs and helped me understand the value of investing in rare coins and precious metals before taking that all important step. I am happy I took a leap of faith knowing the prospect for growth in my precious metals IRA and children's funds for college and maybe first home some day was very real. I believe I made the best choice for our future. I can always trust CGE to give me honest and dependable service everytime I call in them.Maria SMaria S ★★★★★ Patrick Collins and Certified Gold Exchange (CGE) Team: I appreciate the support, you took me on for this transaction when I wasn’t even an existing client. (Yes I know CGE made some money). It was you manner, caring and fast response that made me feel very comfortable with you.Your interest in helping me on such short notice shows how much you care for your clients. I hope 🤞 to have you as one of my financial team in the future.Natalia ArizaNatalia Ariza ★★★★★ Certified Gold Exchange is the best metals company in the US hands down!Paul LiftonPaul Lifton ★★★★★ Piper PetersonPiper Peterson ★★★★★ It's not always the case with precious metals dealers but the Certified Gold Exchange hires the best advisors in the industry and this is the reason for their outstanding reputation.Eric BenjaminEric Benjamin ★★★★★ We have purchased from several dealers and hands down these guys have been the best. Above and beyond are the words I would use to describe their service. You will not be disappointed if you have been on the fence about buying!Josh SingerJosh Singer ★★★★★ Working with Certified Gold Exchange has been a great experience. The Certified Gold Exchange staff are very very good communicators and clearly have a lot of experience. Anytime we had a question or needed anything from them they responded the same day, if not the following morning. I would recommend working Certified Gold Exchange. Hands down great communicators and great business people.Burt DumertonBurt Dumerton ★★★★★ I have been working with Certified Gold Exchange Inc. since 2005 and have found them to give exceptional service and prices for precious metals. They have always treated me with great respect and given extraordinary personal attention to my account and to me personally. Their advice on many occasions have kept me from making some pretty serious errors in my investment decisions. They are prompt to return my calls and take special care to not be pushy or arrogant. Excellent to do business with. Give John a call.js_loader
Real vs Fake
Protect Your Retirement!
Avoid These 10 Gold IRA Scams.

10 Gold IRA Scams Dealers Use On You

10 Gold IRA Scams
Dealers Use On You

Secure your retirement! Avoid these 10 Gold IRA scams.

Secure your retirement!
Avoid these 10 Gold IRA scams.

    We Do Not Allow Visitors to Our Call Centers. 
    The Certified Gold Exchange is a national volume discount dealer supplying popular bullion and PCGS certified coins. Since 2020 most of our representatives work remotely. We no longer allow visitors to our Fort Worth Call Center but you can still get the same great service by calling.
    Our institutional staff does take visits from bank, and corporate clients. 
    To learn more about this policy please call 800-300-0715

    10 Gold IRA Scams Dealers Use On You

    10 Gold IRA Scams
    Dealers Use On You


    Secure your retirement! Avoid these 10 Gold IRA scams.

    Secure your retirement!
    Avoid these 10 Gold IRA scams.

      Discover 7 Secrets Your Gold Dealer Doesn't Want You To Know