How Do Gold Companies Make Money?

Most precious metals dealers are market makers. They mark-up the items when you are purchasing, and they discount the same items when they buy those items back. This price spread is instant. If you buy a coin at a local shop and bring it right back, you pay the spread even if the spot price has not changed. The difference between what a dealer will sell you an item for and buy it back for is the buy/sell spread. The Certified Gold Exchange is not a market maker. We are one of the rare gold investment companies that don’t set a buy and sell price on our precious metals inventories. Rather, we check the other six major online discounters for their selling price. Then we beat it! The Certified Gold Exchange offers a Price Match Plus Guarantee on every item we sell. Click here to learn about our pricing guarantee .

Do I Really Overpay With Los Angeles Gold Companies?

The Certified Gold Exchange gets calls everyday from clients that overpay when investing in gold and silver. Almost all the calls are from clients of gold investment companies and exchanges in Southern California. The root of the problem is most Los Angeles companies charge spreads of over 33%. You could pay a lot less in spreads if you avoid Los Angeles companies and exchanges. You deserve a gold exchange with transparent and fair pricing. To get it, you may need to give up a bit of glitz and glamor. One thing you won’t need to sacrifice is exceptional service because you paid less with the Certified Gold Exchange. Always call us for a pricing comparison before you invest in gold or silver from a Los Angeles area company. What is the best way to protect yourself from Southern California gold companies? Take two minutes to read. “ 10 Gold IRA Scams Dealers Use Against You ” now.

When I Search 'Best Gold IRA Company' Can I Trust The Results?

Almost never! Southern California gold IRA companies pay affiliate marketers to convince you that they are the best. These affiliate gold IRA fees get shaved off the top of your retirement account and range from 3-6% of the gross sale. Big name websites like Investopedia and Forbes, and newspapers across the world are now collecting affiliate fees to support their publications. Most IRA gold investment companies are charging over 33% spreads to pay affiliates, celebrity endorsements and reputation management fees. In simple terms, if you invest $100,000, your account assets would buy back for $67,000 or less once the transaction is finalized in most cases. Look for the small print disclaimer, that says, “we may earn a fee if you click on a link,” whenever you see a publication calling some gold company the best.

Why Do Some Gold IRA Companies Offer Clients Free Precious Metals?

These offers are always conditional on you purchasing your precious metals IRA from their highly marked-up inventories. Let’s say you receive $5,000 in free silver for every $35,000 the gold IRA company makes in commission. It’s an age old promotional trick and you should run like the wind to get away from any precious metals company that offers you anything for free.

Why Do Some Gold IRA Firms Offer To Pay Custodian Fees?

All self-directed gold and silver IRA custodians are for profit trust companies. Precious metals dealers use this method to lure you into purchasing high priced obscure items that make up the cost of them paying your custodian fees.

Are Rare Coins Considered IRA Approved Precious Metals?

No. PCGS and NGC rare graded coins are not permitted in a retirement account. There are a few numismatic coins that do meet the Internal Revenue Service (IRS) requirements with the most popular being the American Eagle Gold and Silver Proofs with an accompanying U.S. Mint certificate of authenticity.

Is Gold & Silver Investing Risky?

Gold IRA accounts and home delivery precious metals will fluctuate in value. Even when you purchase at wholesale prices investing in gold, silver and other precious metals carry risk. When buying gold stocks, gold bullion, precious metals mutual funds or gold ETFs remember they are not insured by the FDIC like your bank accounts. Please read, Top 10 Precious Metals Investment Risks

Should I Invest All Of My Retirement Funds In A Gold IRA?

You alone should decide how much of your retirement account to place into a gold investment. You should never be influenced by high pressure gold dealers. If you feel any pressure when talking to a gold company, hang up the phone and call the Certified Gold Exchange immediately. You will see the difference instantly and know you never need to settle for less. You have heard it said, “Don’t put all your eggs in one basket.” What they failed to mention is that eggs break if you drop them and gold does not. The physical gold and silver markets are debt free assets that historically rise with inflation and have never been worthless. Because they are 100% ownership debt free investments, many people prefer them to traditional assets like stocks and bonds. With ownership of gold, you don’t need to worry about: Margin Calls Corporate Debt Skyrocketing A corporation reporting earnings As with all assets, gold investments can be volatile, and you should always read our publication: Top 10 Gold Investment Risks To Know

What Are The Top 5 Reasons To Invest In Gold?

Precious metals have a track record of over 2,500 years. Gold and silver historically moves inversely to fiat currencies. The history of mankind is one of destruction of currencies. You may agree that is unlikely to change anytime soon. Over your life and in recent years, you have seen the dollar’s buying power shrink and the value of gold and silver rise. In a society that’s leveraged to the hilt, gold and silver are 100% debt free assets. Over the last three years, your buying power has shrunk faster than anytime in the last 40 years. These inflationary trends usually run for 10 years.

Why Should I Choose CGE over Other Gold Investment Companies?

When it comes to safeguarding and growing your wealth, partnering with a company you can trust is paramount. The Certified Gold Exchange stands out for its unwavering commitment to client satisfaction. This is clearly demonstrated by a spotless track record spanning over three decades. Unlike other dealers who often employ marketing gimmicks that end up costing you more, we prioritize transparency, integrity, and dependability. This spirit has led to a reputation of reliability in an industry where that is not always the norm. The result? Not a single client complaint in 32 years of operations, thanks to our prompt and effective resolution of any issues that arise. But what truly sets us apart is our forward-thinking approach to safeguarding your wealth. Recognizing that each client is unique, we offer tailored silver and gold investment strategies designed to meet your specific financial goals. Whether you’re looking to diversify your investments in gold and silver bullion, or seeking expert advice to navigate the world of precious metals IRA investing, we have the resources and expertise to guide you. In a marketplace where trends shift rapidly, the Certified Gold Exchange stays ahead of the curve, offering you time tested solutions for capital preservation and sustainable wealth growth. Choose to invest in gold with us and experience a partnership that prioritizes your financial well-being above all else.

Don't Be a Victim, Be Informed.
Learn How To Shield Your IRA!

AMERICA'S TRUSTED GOLD INVESTMENT COMPANY

For Three Decades, CGE Has Supplied
Professionals With The Nation’s Best Prices.

Seeking Accountability And Uncompromised Integrity in Your Gold Exchange?

Since 1992, Certified Gold Exchange has been a trusted source for households, banks, and dealers alike. With an impeccable track record of 31 years, we take pride in never having received a client complaint. But this isn’t because we never make mistakes; it’s because we stand by our commitment to resolve any issues promptly. In contrast, many other gold investment companies accumulate dozens of complaints because they fail to address problems when they arise. At Certified Gold Exchange, we believe in fairness and accountability. Our customer-centric approach sets us apart as the foremost metals company in the U.S. We handle your gold, silver, or IRA investments with unwavering integrity. Our team of gold investment experts includes some of the most qualified IRA and 401k professionals in the country. If you’re new to gold investing, safeguard your interests by reading our “10 Gold IRA Scams Report”. This invaluable guide shields you retirement assets from traps, such as free gold and silver promotions, affiliate review fraud, and overcharging by gold companies in Los Angeles. Choose the Certified Gold Exchange for a gold investment company that prioritizes transparency. Contact our gold and silver experts for home delivery, to set up an IRA or liquidate precious metals today. Call 800-300-0715 now. Your financial future is our priority.

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Joeb41

★★★★★

In the mid-90's I was fortunate to locate CGE and John Halloran. I Found CGE on BBB. They had an A+ rating and received no complaints. I called them and John spent a lot of time with me. I had never purchased metal previously. The one thing that stuck with me was his advice that "you buy metal to hold, not to trade." I still have my original purchase plus some subsequent purchases. All is worth 2--3.5 times what I bought it for, including my TIRA. I feel secure that my portfolio is well diverse and now includes Gold & Silver. Thanks John.

The Phan

★★★★★

Pat Collins, Melissa and the CGE team was incredibly professional in helping me setup my self directed IRA and purchasing the metals for the account. Pat was extremely knowledgable and was always responsive and willing to share his time and expertise to help me better understand each step in the process. I got regular updates from Pat to inform me of the status of each step in the account setup and in the metals purchase transaction. Looking forward to continuing to work with Pat and the CGE team in the future.

Steve Keller

★★★★★

I recently liquidated a portion of my Precious Metals IRA (for the first time) and was concerned about the need to ship and the length of time my custodian, GoldStar Trust, was telling me it would take for the entire process. After a bit of research I found Certified Gold Exchange. What appealed to me in my research was the fact that CGE had accounts at many of the Depositories, including mine. That meant that there would be no shipping process (or delays). I had read stories of shipments disappearing in process and metal purchasers and custodians not being very helpful to the victims of the theft. In addition, CGE was very competitive in their pricing.From the beginning of contacting Patrick Collins the process was efficient and professional. Pat provided regular communication and helped me at every step. The length of time from start to finish was much quicker than I was expecting thanks to CGE.I want to thank Pat and his team at Certified Gold Exchange for a smooth and efficient transaction.

Karyn Wortman

★★★★★

My experience with the Certified Gold Exchange and Mr. Collins was exemplary. Mr. Collins gave so freely of his time and expertise. He suggested outside readings in order for me to gain further knowledge of the world of precious metals. He helped me better understand my own situation and guided me towards making the best decision under my circumstances. When I sought advice, he gave it to me willingly. Throughout the process he was friendly, upbeat, considerate and kind. The huge irony in all this is that from very early on in the process of our multiple communications, he became aware that I could not even be a client! Still, he gave me his time and guidance. This is something I have rarely, if ever, experienced in my almost 59 years in this world. Additionally, when he saw he and his company could not help me, he provided alternative businesses that could. Again, when have you experienced this? I called one company prior to CGE and when the representative told me he couldn't help me, the phone call was over. Period, the end. Hence, when I do have an opportunity to sell or buy precious metals, there is no other business I would consider using. I highly recommend CGE for all of your precious metal needs. Best of luck.

gpaana

★★★★★

It has been my pleasure working with Patrick Collins and Sara with CGE inc.being new to selling metals, Patrick walked me step by step in the process through distributions with my IRA. Whenever I contacted him with questions or concerns, he replied within an hour or minutes to resolve my percieved issues. What a comfort Patrick has been in this (at times) somewhat stressful process.Thank you Patrick!

Tandy Cline

★★★★★

I recently sold Gold and Silver through a precious metals IRA. I had an amazing team at CGE working to buy and handle the sales process of my metals. The team was fast, honest and overall outstanding. I had a sales price and contract within 2 hours! 😮It was my first time selling precious metals and they made the process as seamless as possible, despite multiple hiccups caused by my chosen custodian failing miserably. I will choose this team for every precious metals purchase or sale in my future.

Bryan V

★★★★★

Gold Exchange has always been a trusted source of my precious metals and the after support is worth its weight in gold! Patrick Collins is always there to help, support, and go the extra mile! If you are going to invest in precious metals anyone can sell you bars or coins - but nobody has better customer service! BAR NONE!

Mark Lamden

★★★★★

I was new the directed IRA concept, but was very grateful to Patrick at CGE in helping me navigate the process. I look forward to a long term relationship with CGE and Patrick as a trusted precious metals dealer.

Belinda Murel

★★★★★

Working with Pat and the team at Certified Gold Exchange made the process of diversifying my retirement savings stress free. I’m confident the selection of precious metals offered were the best fit for my situation and at the best price. No high pressure sales tactics, just fact based answers to the questions and concerns I had. Highly recommend.

Timothy Feeley

★★★★★

Working with Certified Gold Exchange has been a positive experience. Working with Pat is not just working with another business vendor, I feel I am working with a trusted advisor. No hard sells. No wild claims. His explanation of the paperwork process between companies and his follow-up during the process is excellent. I appreciate his fact-finding approach to my specific needs. He always had time for me to ask questions and/or discuss ideas I was thinking about. A good business relationship.

Warren Richardson

★★★★★

I had an excellent experience with Certified Gold Exchange. I dealt directly with Pat Collins who was professional, knowledgeable, informative, and very easy to work with. He responded quickly and precisely to any and all of my questions. Very highly recommended!

Edward Albert

★★★★★

I was looking to liquidate the precious metals in my IRA . The horror stories I had heard of about some gold and silver dealers had me very apprehensive. When I called Certified Gold Exchange and talked with Patrick, I quickly felt a sense of trust in his voice. He answered all my questions and understood my fear of getting taken advantage of. He and his team work very hard behind the scenes ensuring the transaction to go smoothly. As a result CGE has earned my 5 star rating! I will contact them again if I want to buy or sell in the future!

ALAN BROWN

★★★★★

Certified Gold Exchange's website really jumped out to me as I began researching precious metal IRA's. I found it to be incredibly comprehensive and informative, answering questions I did not even know to ask and alerting me to bad practices within the industry as well. So, I called and found the CGE team to be every bit as helpful as the website. They were responsive immediately and throughout the process of establishing an account and funding it. They were particularly helpful when dealing directly with my current custodian and getting funds rolled over. Pat and Mary have been courteous, personable, and very professional working with me and even helped with questions outside the immediate business at hand. I have already referred friends to CGE and will continue to do so.

Alison Weinberg

★★★★★

Pat and team are very knowledgeable and professional!

Ismail Kenessy

★★★★★

Customer since 2005. Professional, courteous, and helpful. CGE walked me through the process and provided the best prices available with minimum costs. Excellent service.

Joe Murray

★★★★★

What super service I received from the Certified Gold Exchange precious metals IRA team. Wow is all I can say! I had a large amount of coins in a gold and silver IRA for many years and decided to sell. I spent just about a whole day talking to several metals dealers about purchasing my metals. Call after call I did not feel good about what I was hearing with these dealers so I called the company that helped me set the gold and silver IRA up. Their name is Broad Financial LLC. I explained the problem I was having with finding a buyer and they said that is common in the industry. They told me to call the Certified Gold Exchange, Inc in Fort Worth, Texas. I spoke with Mr C there and was impressed that their quote was above the spot price (because I was hoping to get the spot price). They explained that American Eagles buy back at over spot and I said not with all the other dealers I called. I shipped the metals to their New York depository following the Certified Gold Exchange's instructions. Candace at CGE tracked the package every step of the way and I was updated along the way. Then when my metals arrived at the Certified Gold Exchange depository they told me that several of my coins were actually American Eagle Proof coins, not the bullion version I thought I had. They increased their original quote by $3000.00 dollars! Shocking that a company would be so honest because they could have just sent the original amount and I would have been happy. Needless to say I will never deal with a different metals dealer except the Certified Gold Exchange. Their gold IRA team is the best by leaps and bounds. I highly recommend Candice, Mr. C and the CGE team to any one looking to buy or sell metals with a great experience. Americans trusted source For Gold is not just a tagline with these folks.

ted okolowicz

★★★★★

After searching and checking out different metals companies, I decided that Certified Gold Exchange Inc. was my choice. They have exceeded my expectations and made my IRA rollover easier than I thought.You can be very confident by the way every step was handled (very professional).So kudos to the whole TEAM and thank you

Joseph Glassman

★★★★★

I had a very good experience with Certified Gold Exchange and I highly recommend anyone considering a IRA Rollover into precious metals, talk to David White at Certified and do business with them. They are honest and will have your best interest as their concern.. David took care of my needs completely with honest and fair pricing. I shopped around and decided on Certified.

Lefty and Mary Jamora

★★★★★

Thank you David and Pat for educating us on the gold and silver markets. Pat especially helped us thru our first purchase of silver.

M Phommahaxay

★★★★★

So glad I found CGE! Although, they don’t do business in my state, David White was so kind to take the time out of his busy schedule to educate me on precious metal investing. His advice was extremely valuable which saved me a ton of money. I would definitely recommend and refer any of my friends or family members interested in investing in precious metals in their service area. So thankful for David and this company!

Rickey Johnson

★★★★★

My experience so far with Certified Gold Exchange was all very positive. Everything went smoothly and P. Collins was awesome in helping us navigate through the process.

Aaron Brabham

★★★★★

I called Certified Gold Exchange to get information on a crypto currency IRA. I had a ton of questions and Steve not only answered all of them but also informed me of many things I had not thought of.I decided to invest $60k and in just three months it's over $120k! Not only that, the team at Certified Gold Exchange has excellent customer service.I highly recommend them.

Mark OLeary

★★★★★

Philip with the certified gold exchange was incredibly helpful in helping me to setup a Cryptocurrency IRA. He knew exactly what questions to ask my existing custodian to make the rollover as seamless as possible. In just a short few months with the recommendations of Philip; I have already seen over a 250% return on my investment. Highly recommended.

Gal Tab

★★★★★

The reason I give it the maximum stars is because everything happened just the way they planned it. I invested a considerable sum of money with them and as anyone would be, I was a little scared. I did my research and They came highly recommended as being ethical brokers. Their fees are very competitive and look forward to doing more business with them.

Diana Fincher

★★★★★

I rolled over my IRA into Silver a couple of years ago and made a friend! Agent Pat C, Certified Gold Exchange, Inc., has far exceeded my expectations with continuing, careful watch over my investment. He always surprises with immediate personal response to my slightest question and inspires confidence to hold to The Plan. Pat’s personal touch and excellent recall is reassuring and has proven that he will keep me informed when any changes are advised. Ask for Pat - he’s excellent, excellent!

Steve Astin

★★★★★

This was the 3rd company I called and by far the most professional. Thanks Patrick for the great service!

Alicia O'Rear

★★★★☆

Thank you for donating 16 bibles for our foster children at Albuquerque Christian Children's Home! This is a wonderful company with a heart for ministry.

Kyle Sanders

★★★★★

I was interested in doing a gold IRA rollover and contacted several firms after researching on the web. Certified Gold Exchange's website had the most useful information by far compared to other firms. Their representatives have been a pleasure to work with--professional, answered every question I had, and I'd recommend them to anyone looking at a gold IRA rollover.

Robby Bryant

★★★★★

I am a Certified Financial Planner, and Certified Gold Exchange has helped us purchase gold for 16 years without a hitch for our clients and at excellent prices. We couldn’t be more satisfied!

Anne Sayre

★★★★★

My husband and I were thrilled with the service we received at Certified Gold Exchange! Shipping our gold to us was quick and very simple. So happy we did not have to pay for the TV advertisements with celebrities like so many of the other precious metal companies. We will be buying again from CGE!

Neenah Payne

★★★★★

Certified Gold Exchange, Inc. is a highly professional firm that was a pleasure to do business with. It provides fast and accurate service. The firm went out of its way to be helpful on a number of key issues. I highly recommend them. I was extremely lucky for several reasons to have called the Certified Gold Exchange, Inc. when I was ready to sell my gold and silver coins. When I called the firm, Liam on the service desk explained that they scan hundreds of gold dealers to get me the best price. That was very comforting.When I spoke with coin dealer David White, he was able to give me a quote in 3.5 hours. He also explained the importance of shipping my coins via registered mail with the Post Office. David said that the Post Office requires a registered box to be sealed with brown paper tape to prevent tampering. David emailed me links to sites that showed the right tape to use and how to seal the box. He called several UPS stores in my neighborhood to try to find the tape for me. In the end, I bought the tape from the Post Office. David explained that while Fedex and UPS would ship the coins, since they are not allowed to ship gold or silver, I would have no recourse if my coins were lost. David even gave me his home number so I could reach him after hours if necessary.My experience with Certified Gold Exchange, Inc. stands in stark contrast with how two other coin brokers responded. The firm from which I had bought most of my silver coins never called me back. On November 13 when I called the broker from whom I had bought most of my gold coins, I couldn't get through on the phone. So, I emailed them and it took 5 days for them to respond! The broker didn't give me a quote until December 2 -- and then only for some of the coins! He said he would tell me what they would pay for the other coins after I shipped them!In addition, that broker explained that one of their customers had lost all their coins valued at $22,000 because the box was tampered with and they had failed to insure them for the full amount. However, I knew by then that if the firm had told the customer to ship the coins via registered mail as Certified Gold Exchange, Inc. does, the box could not have been tampered with.So, Certified Gold Exchange, Inc. is the only gold and silver dealer I recommend. The level of service is truly remarkable.

Jovita Garces

★★★★★

What do you do with what little you have to put away for the future? After my divorce 16 years ago, I decided I needed to find an IRA and invest my children's money into something that would retain and grow in value through the years. I found a great website called Certified Gold Exchange that intrigued me and when I called, John listened and understood my needs and helped me understand the value of investing in rare coins and precious metals before taking that all important step. I am happy I took a leap of faith knowing the prospect for growth in my precious metals IRA and children's funds for college and maybe first home some day was very real. I believe I made the best choice for our future. I can always trust CGE to give me honest and dependable service everytime I call in them.

Maria S

★★★★★

Patrick Collins and Certified Gold Exchange (CGE) Team: I appreciate the support, you took me on for this transaction when I wasn’t even an existing client. (Yes I know CGE made some money). It was you manner, caring and fast response that made me feel very comfortable with you.Your interest in helping me on such short notice shows how much you care for your clients. I hope 🤞 to have you as one of my financial team in the future.

Natalia Ariza

★★★★★

Certified Gold Exchange is the best metals company in the US hands down!

Paul Lifton

★★★★★

Piper Peterson

★★★★★

It's not always the case with precious metals dealers but the Certified Gold Exchange hires the best advisors in the industry and this is the reason for their outstanding reputation.

Eric Benjamin

★★★★★

We have purchased from several dealers and hands down these guys have been the best. Above and beyond are the words I would use to describe their service. You will not be disappointed if you have been on the fence about buying!

Josh Singer

★★★★★

Working with Certified Gold Exchange has been a great experience. The Certified Gold Exchange staff are very very good communicators and clearly have a lot of experience. Anytime we had a question or needed anything from them they responded the same day, if not the following morning. I would recommend working Certified Gold Exchange. Hands down great communicators and great business people.

Burt Dumerton

★★★★★

I have been working with Certified Gold Exchange Inc. since 2005 and have found them to give exceptional service and prices for precious metals. They have always treated me with great respect and given extraordinary personal attention to my account and to me personally. Their advice on many occasions have kept me from making some pretty serious errors in my investment decisions. They are prompt to return my calls and take special care to not be pushy or arrogant. Excellent to do business with. Give John a call.

Message From Our Founder

I’m John Halloran, and I founded the Certified Gold Exchange in 1992. In three decades, I have seen a lot of gold dealers come and go. With some shining bright, while many fade away. I’ve seen a lot of marketing gimmicks too: everything from celebrity endorsements, paid affiliate reviews, to free gold and silver promotions. What do they all have in common? You end up paying more for your gold investment. You deserve accountability, integrity and transparent pricing from your gold exchange. The Certified Gold Exchange has never had a single client complaint in 32 years of business. We proudly stand by our unblemished reputation and track record. We’d be honored to help you safely invest in gold and silver bullion.

Stay blessed,

John Halloran

I nostri partner, Casino Midas, offrono un’esperienza di gioco eccezionale in Italia.

America's Trusted Source For Gold ®

All Gold Exchanges Are Not Created Equal

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The Certified Gold Exchange, Inc. only deals with popular physical gold and silver investments. By purchasing the most popular precious metals, you can liquidate with lower buy and sell spreads. Other gold investment companies use obscure coinage items to hide excessive markups.

We are a discount company on transactions of $20,000 or more.

Our exchange is a market beater, not a market maker. We check other reputable dealers’ prices (in quantity) and then beat those quotes. Our company backs up your transactions with our Price Match Plus Guarantee.

Your gold and silver investment is 100% confidential. The Certified Gold Exchange is not required to report your buy to federal or state agencies. Please read our AML Policy. We are also the most transparent gold investment company in the industry. Want proof? Read our Risk Disclosure, Account Agreement, Privacy Policy and Terms & Conditions.

Call our gold exchange at 800-300-0715 to learn more.

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Don't Be a Victim, Be Informed.
Learn How To Shield Your IRA!

AMERICA'S TRUSTED GOLD INVESTMENT COMPANY

Seeking Accountability And Uncompromised Integrity in Your Gold Exchange?

Message From Our Founder

America's Trusted Source For Gold ®

All Gold Exchanges Are Not Created Equal

Top 10 Gold Investment Questions (FAQ)

10 Gold IRA Scams Dealers Use On You

10 Gold IRA Scams
Dealers Use On You

10 Gold IRA Scams Dealers Use On You

10 Gold IRA Scams
Dealers Use On You

Discover 7 Secrets Your Gold Dealer Doesn't Want You To Know

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All Gold Exchanges Are Not Created Equal

Top 10 Gold Investment Questions (FAQ)

10 Gold IRA Scams Dealers Use On You

10 Gold IRA Scams Dealers Use On You

10 Gold IRA Scams Dealers Use On You

10 Gold IRA Scams Dealers Use On You

Discover 7 Secrets Your Gold Dealer Doesn't Want You To Know

Privacy Assurance Policy

Don't Be a Victim, Be Informed.
Learn How To Shield Your IRA!

10 Gold IRA Scams
Dealers Use On You

10 Gold IRA Scams
Dealers Use On You