Horizon Trust Gold IRA: Secure Your Retirement Savings in 2025

Page Summary: A Horizon Trust Gold IRA is a self-directed retirement account that allows you to invest in IRS-approved physical precious metals while maintaining tax-deferred or tax-free status as with a Roth. As a licensed custodian, Horizon Trust offers secure storage options, full account control, and compliance with IRS regulations—making it a trusted choice for investors looking to hedge against inflation and market volatility in 2025.

Are you considering adding precious metals to your retirement portfolio? A self-directed IRA with a custodian like Horizon Trust Company may be the answer. Contact the Certified Gold Exchange at 1-800-300-0715 and we’ll assist you in establishing and funding a SDIRA, we’ll help you select your IRS-approved gold bullion and ensure secure gold storage with an approved depository.

Key Takeaways:

Who is Horizon Trust Company?
Benefits of gold IRAs
How to set-up and fund your SDIRA
How to choose the right gold bullion
Why you want to avoid “premium” or “exclusive” coins so you don’t overpay
Your storage options
How the Certified Gold Exchange can guide you through the process

Benefits of a Gold IRA

Adding gold to your investment portfolio has tremendous advantages as seen below:

Gold is an excellent hedge against inflation
Gold investments have historically performed well during economic instability
Precious metals like gold and silver have never been worthless
Gold tends to do well as currencies fall in value
Gold in your IRA is a debt free asset, you own it outright
You can sell gold held in an IRA without paying taxes
Gold held in your IRA can be taken as an in-kind distribution
You can invest in gold assets along with stocks and mutual funds
Gold is in a cyclical bull market

When you hold gold and other precious metals in your individual retirement account it’s an effective investment strategy to protect your wealth during economically uncertain times.

Why Open a Gold IRA with Horizon Trust as your Custodian?

Horizon is a trusted self-directed gold and silver IRA custodian. Setting up an IRA with them is a great opportunity to diversify your retirement portfolio while protecting against inflation.

As a premier self-directed IRA custodian with over a decade’s experience, Horizon allows you to include physical gold, silver, platinum, and palladium in your retirement account.

Horizon also offers a user-friendly online portal ensuring you always have complete control over your investment decisions. With a strong focus on transparency and client empowerment, Horizon is a proven and reliable gold custodian helping you secure your financial future.

Flat-Fee Custodians Like Horizon Trust Help You Keep More of What You Earn

When choosing a self-directed IRA custodian, investors are typically faced with two different pricing models: flat fees or variable fees. Flat fee custodians charge a consistent annual amount—usually between $150 and $325—regardless of account value or transaction volume. In contrast, variable fee custodians charge a percentage of the total account value annually, often 0.5% to 1.0%, which means the more your IRA grows, the more you pay. Over time, this model can quietly drain thousands from your retirement savings, especially when precious metals rise in value—as they historically have during times of inflation and market uncertainty.

At Certified Gold Exchange, we strongly recommend working only with flat fee custodians like Horizon Trust or Strata Trust. Flat fees give investors predictability and peace of mind, ensuring their hard-earned gains aren’t eaten away by scaling charges. We’ve seen firsthand how variable fee structures create long-term disadvantages, especially for retirees relying on gold IRAs for wealth preservation. Our priority is protecting your portfolio—not helping a custodian profit from your success. That’s why we always align our clients with fair, transparent, flat-fee custodians that put your interests first.

Step-by-Step Guide to Setting Up a Horizon Trust Self-Directed Gold IRA

Setting up a precious metals IRA offers a powerful way to protect your retirement savings with tangible assets. Here’s a full step-by-step guide to the process, with Certified Gold Exchange assisting you with your investment options.

1. Set-Up a Self-Directed Gold IRA

First you’ll need to open a self-directed IRA. Contact the Certified Gold Exchange at 800-300-0715 and we’ll help you to complete the required documentation. You can choose from the following types of IRA.

Traditional IRA: Tax-deferred growth with potential upfront deductions.
Roth IRA: Tax-free growth and tax-free withdrawals at retirement.
SEP IRA: Best for self-employed individuals with higher contribution limits.
SIMPLE IRA: Designed for small businesses with easy administration.

Your choice will depend on your financial situation and tax goals. And early withdrawal penalties will apply if you take distributions prior to 59.5.

2. Fund Your Self-Directed IRA

Once you’ve established your self-directed IRA you can fund it through:

Annual Contributions are the same for either a Traditional or Roth IRA but a Roth IRA is funded with after-tax dollars
Rollovers from a 401(k) or other retirement account
Transfers from an existing IRA account

Horizon Trust will guide you through this funding process, making sure everything is compliant.

3. Work with Certified Gold Exchange to Invest in Precious Metals

After your IRA is funded, you can purchase gold and other precious metals as approved by the IRS. The Certified Gold Exchange is a trusted dealer with over 30 years of experience and zero client complaints. We’ll help you:

Choose the type of gold and silver products meeting IRS rules and regulations
Arrange secure delivery to store your gold in an IRS-approved vault
Avoid the many gold IRA pitfalls that some investors experience
Help you understand the pros and cons of investing in a gold IRA

The Certified Gold Exchange recommends American Gold and Silver Eagles as a good investment and that you avoid other less known brands. We will ensure the metals you buy are properly handled and shipped to the depository of your choosing.

4. Secure Your Investment in an IRS-Approved Depository

The IRS requires that you store your precious metals in an approved depository — not at home. Horizon Trust coordinates with vault partners to ensure your precious metals are safely stored and fully compliant with federal regulations.

7. Monitor and Manage Your Precious Metals IRA Investment

Once your metals are secured, you can monitor your IRA holdings via an online portal. You’ll also receive regular account updates, and Certified Gold Exchange remains available to advise you on any future transactions or account management.

Is a Horizon Gold IRA a Good Investment?

Over the long term gold typically rises with inflation however it has been volatile at times. You should start by understanding the pros and cons of a gold IRA to determine if it is a suitable investment for you.

Horizon offers a range of precious metals IRA options tailored to investors seeking portfolio diversification and protection against inflation.

Through self-directed IRAs, clients can invest in physical gold, silver, platinum, and palladium, provided they meet IRS purity standards—gold at 99.5%, silver at 99.9%, and platinum and palladium at 99.95% .

These precious metals are securely stored in IRS-approved vaults, ensuring compliance and safety. Horizon various account types, the most common being a Traditional or Roth IRA. Their user-friendly platform and dedicated support empower investors to manage their retirement assets confidently.

With comprehensive educational resources and a commitment to transparency, Horizon Trust stands as a reliable partner for those looking to incorporate precious metals into their retirement strategy.

You should also bring yourself up to speed about costly gold IRA scams before selecting a precious metals dealer that will sell and repurchase the precious metals. This is likely the most dangerous part of the process and it has nothing to do with Horizon Trust since these are self directed accounts that you alone will make the decisions on.

Contact Horizon Trust or Certified Gold Exchange today for a free, no obligation consultation to determine if gold IRA investing is a smart way to diversify. Horizon Trust can help take control of your financial future.

What Other Investments Does Horizon Trust Offer?

While Horizon Trust is widely known for facilitating Gold and Silver IRAs, the company also supports a wide variety of alternative assets through its self-directed IRA platform. Investors looking to diversify beyond traditional stocks and bonds can use Horizon Trust to hold real estate (residential, commercial, raw land), private equity, LLCs, promissory notes, tax lien certificates, and even cryptocurrency. This flexibility allows retirement portfolios to be tailored to individual risk tolerance, investment knowledge, and long-term goals.

By allowing full control over asset selection, Horizon Trust empowers investors to pursue unique opportunities not available in traditional retirement accounts. Whether you’re looking to purchase rental property, invest in a startup, or gain exposure to blockchain technology, Horizon Trust acts as a passive custodian—handling the paperwork and IRS compliance while leaving all investment decisions in your hands. This makes them a popular choice among experienced investors seeking more than just the standard Wall Street offerings.

FAQs About Horizon Trust Gold IRAs

How long does it take to set up a traditional self-directed IRA with Horizon Trust?

Once you’ve submitted the paper to establish a standard IRA, it’ll typically be set-up within 2 days.

What storage options are available for my Gold IRA?

Horizon provides secure for account holders at the Delaware Depository (DDSC) with locations in either DE or NV. Per IRS rules, you must store your gold in an IRS-approved depository.

Is gold a good long-term investment?

Precious metals including gold can be a very good long-term investment if you buy at the right time. Like all assets, you want to buy low and sell high. And gold is considered to be in a bull market right now.

Are gold stocks a good investment?

Gold stocks are the type of investment that require a lot of due diligence. They’re much more complicated than a physical precious metals investment where you own the assets outright.

How do I liquidate gold and silver in my Horizon Gold IRA?

To sell a gold or silver IRA simply call the Certified Gold Exchange at 800-300-0715 and we’ll quickly provide you with a buyback quote. We’ll then help you complete the required documentation for your authorization.

The complete transaction will typically take 1-2 weeks to complete meaning you will have funds placed in your account. This process can be much quicker if you have your metals stored at the Delaware Depository (DDSC).

Conclusion

Diversifying your retirement portfolio with a Gold IRA through Horizon Trust, in partnership with Certified Gold Exchange, is a strategic way to build a more secure financial future.

Investing in physical gold offers stability and protection against market volatility, making it a valuable addition to your retirement plan.

With expert guidance, transparent pricing, and secure gold storage solutions, Certified Gold Exchange ensures a seamless and stress-free process, empowering you to confidently achieve your financial goals.

Ready to take the next step? Certified Gold Exchange simplifies the process of opening your gold IRA with Horizon Trust. Call 1-800-300-0715 today to begin your Gold IRA journey and strengthen your retirement portfolio. Start planning for a more resilient, easy to manage financial future today.

Written by Gold IRA Specialist Pat Collins and John Halloran

jamie blake

Super informative and helpful when looking to invest or do a rollover. Was great at listenings and answering our questions and helped the whole process go fast and smoothly.

George Gomoll

Pat has been a true professional to work with-he stay son top of our requests and always follows up- a pleasure to work with

Malcolm Tate

Working with Patrick Collins was the great total professional. And the company Certified Gold Exchange was fair. I will be sure to refer others to company for all of their precious metals transactions.

Randall Rothermel

Several years ago, I purchased precious metals (within an IRA) through a highly recommended dealer (at the time). Recently, I learned that the dealer in question was found to be "less than reputable". I found myself asking, "under the circumstances, who can I trust to liquidate my account?"

My first order of business was to find a dealer that I could trust. After considerable research, Certified Gold Exchange was at the top of my list. When I contacted CGE, I was introduced to Pat Collins. From our first discussion, Pat clearly understood the situation and developed a plan.

Long story short, Pat earned my trust with his friendly demeanor, patience, and metals experience. I'll be calling CGE and Pat for my next transaction. Many thanks Pat!

ALAN BROWN

Certified Gold Exchange's website really jumped out to me as I began researching precious metal IRA's. I found it to be incredibly comprehensive and informative, answering questions I did not even know to ask and alerting me to bad practices within the industry as well. So, I called and found the CGE team to be every bit as helpful as the website. They were responsive immediately and throughout the process of establishing an account and funding it. They were particularly helpful when dealing directly with my current custodian and getting funds rolled over. Pat and Mary have been courteous, personable, and very professional working with me and even helped with questions outside the immediate business at hand. I have already referred friends to CGE and will continue to do so.

Diane Bell

Everyone was very helpful and professional. I highly recommend this company.

Joeb41

In the mid-90's I was fortunate to locate CGE and John Halloran. I Found CGE on BBB. They had an A+ rating and received no complaints. I called them and John spent a lot of time with me. I had never purchased metal previously. The one thing that stuck with me was his advice that "you buy metal to hold, not to trade." I still have my original purchase plus some subsequent purchases. All is worth 2--3.5 times what I bought it for, including my TIRA. I feel secure that my portfolio is well diverse and now includes Gold & Silver. Thanks John.

The Phan

Pat Collins, Melissa and the CGE team was incredibly professional in helping me setup my self directed IRA and purchasing the metals for the account. Pat was extremely knowledgable and was always responsive and willing to share his time and expertise to help me better understand each step in the process. I got regular updates from Pat to inform me of the status of each step in the account setup and in the metals purchase transaction. Looking forward to continuing to work with Pat and the CGE team in the future.

Steve Keller

I recently liquidated a portion of my Precious Metals IRA (for the first time) and was concerned about the need to ship and the length of time my custodian, GoldStar Trust, was telling me it would take for the entire process. After a bit of research I found Certified Gold Exchange. What appealed to me in my research was the fact that CGE had accounts at many of the Depositories, including mine. That meant that there would be no shipping process (or delays). I had read stories of shipments disappearing in process and metal purchasers and custodians not being very helpful to the victims of the theft. In addition, CGE was very competitive in their pricing.

From the beginning of contacting Patrick Collins the process was efficient and professional. Pat provided regular communication and helped me at every step. The length of time from start to finish was much quicker than I was expecting thanks to CGE.

I want to thank Pat and his team at Certified Gold Exchange for a smooth and efficient transaction.

Karyn Wortman

My experience with the Certified Gold Exchange and Mr. Collins was exemplary. Mr. Collins gave so freely of his time and expertise. He suggested outside readings in order for me to gain further knowledge of the world of precious metals. He helped me better understand my own situation and guided me towards making the best decision under my circumstances. When I sought advice, he gave it to me willingly. Throughout the process he was friendly, upbeat, considerate and kind. The huge irony in all this is that from very early on in the process of our multiple communications, he became aware that I could not even be a client! Still, he gave me his time and guidance. This is something I have rarely, if ever, experienced in my almost 59 years in this world. Additionally, when he saw he and his company could not help me, he provided alternative businesses that could. Again, when have you experienced this? I called one company prior to CGE and when the representative told me he couldn't help me, the phone call was over. Period, the end. Hence, when I do have an opportunity to sell or buy precious metals, there is no other business I would consider using. I highly recommend CGE for all of your precious metal needs. Best of luck.

gpaana

It has been my pleasure working with Patrick Collins and Sara with CGE inc.
being new to selling metals, Patrick walked me step by step in the process through distributions with my IRA. Whenever I contacted him with questions or concerns, he replied within an hour or minutes to resolve my percieved issues. What a comfort Patrick has been in this (at times) somewhat stressful process.
Thank you Patrick!

Tandy Cline

I recently sold Gold and Silver through a precious metals IRA. I had an amazing team at CGE working to buy and handle the sales process of my metals. The team was fast, honest and overall outstanding. I had a sales price and contract within 2 hours! 😮

It was my first time selling precious metals and they made the process as seamless as possible, despite multiple hiccups caused by my chosen custodian failing miserably. I will choose this team for every precious metals purchase or sale in my future.

Bryan V

Gold Exchange has always been a trusted source of my precious metals and the after support is worth its weight in gold! Patrick Collins is always there to help, support, and go the extra mile! If you are going to invest in precious metals anyone can sell you bars or coins - but nobody has better customer service! BAR NONE!

Mark Lamden

I was new the directed IRA concept, but was very grateful to Patrick at CGE in helping me navigate the process. I look forward to a long term relationship with CGE and Patrick as a trusted precious metals dealer.

Belinda Murel

Working with Pat and the team at Certified Gold Exchange made the process of diversifying my retirement savings stress free. I’m confident the selection of precious metals offered were the best fit for my situation and at the best price. No high pressure sales tactics, just fact based answers to the questions and concerns I had. Highly recommend.

Timothy Feeley

Working with Certified Gold Exchange has been a positive experience. Working with Pat is not just working with another business vendor, I feel I am working with a trusted advisor. No hard sells. No wild claims. His explanation of the paperwork process between companies and his follow-up during the process is excellent. I appreciate his fact-finding approach to my specific needs. He always had time for me to ask questions and/or discuss ideas I was thinking about. A good business relationship.

Warren Richardson

I had an excellent experience with Certified Gold Exchange. I dealt directly with Pat Collins who was professional, knowledgeable, informative, and very easy to work with. He responded quickly and precisely to any and all of my questions. Very highly recommended!

Edward Albert

I was looking to liquidate the precious metals in my IRA . The horror stories I had heard of about some gold and silver dealers had me very apprehensive. When I called Certified Gold Exchange and talked with Patrick, I quickly felt a sense of trust in his voice. He answered all my questions and understood my fear of getting taken advantage of. He and his team work very hard behind the scenes ensuring the transaction to go smoothly. As a result CGE has earned my 5 star rating! I will contact them again if I want to buy or sell in the future!

Alison Weinberg

Pat and team are very knowledgeable and professional!

Ismail Kenessy

Customer since 2005. Professional, courteous, and helpful. CGE walked me through the process and provided the best prices available with minimum costs. Excellent service.

Joe Murray

What super service I received from the Certified Gold Exchange precious metals IRA team. Wow is all I can say! I had a large amount of coins in a gold and silver IRA for many years and decided to sell. I spent just about a whole day talking to several metals dealers about purchasing my metals. Call after call I did not feel good about what I was hearing with these dealers so I called the company that helped me set the gold and silver IRA up. Their name is Broad Financial LLC. I explained the problem I was having with finding a buyer and they said that is common in the industry. They told me to call the Certified Gold Exchange, Inc in Fort Worth, Texas. I spoke with Mr C there and was impressed that their quote was above the spot price (because I was hoping to get the spot price). They explained that American Eagles buy back at over spot and I said not with all the other dealers I called. I shipped the metals to their New York depository following the Certified Gold Exchange's instructions. Candace at CGE tracked the package every step of the way and I was updated along the way. Then when my metals arrived at the Certified Gold Exchange depository they told me that several of my coins were actually American Eagle Proof coins, not the bullion version I thought I had. They increased their original quote by $3000.00 dollars! Shocking that a company would be so honest because they could have just sent the original amount and I would have been happy. Needless to say I will never deal with a different metals dealer except the Certified Gold Exchange. Their gold IRA team is the best by leaps and bounds. I highly recommend Candice, Mr. C and the CGE team to any one looking to buy or sell metals with a great experience. Americans trusted source For Gold is not just a tagline with these folks.

ted okolowicz

After searching and checking out different metals companies, I decided that Certified Gold Exchange Inc. was my choice. They have exceeded my expectations and made my IRA rollover easier than I thought.You can be very confident by the way every step was handled (very professional).So kudos to the whole TEAM and thank you

Joseph Glassman

I had a very good experience with Certified Gold Exchange and I highly recommend anyone considering a IRA Rollover into precious metals, talk to David White at Certified and do business with them. They are honest and will have your best interest as their concern.. David took care of my needs completely with honest and fair pricing. I shopped around and decided on Certified.

Lefty and Mary Jamora

Thank you David and Pat for educating us on the gold and silver markets. Pat especially helped us thru our first purchase of silver.

M Phommahaxay

So glad I found CGE! Although, they don’t do business in my state, David White was so kind to take the time out of his busy schedule to educate me on precious metal investing. His advice was extremely valuable which saved me a ton of money. I would definitely recommend and refer any of my friends or family members interested in investing in precious metals in their service area. So thankful for David and this company!

Rickey Johnson

My experience so far with Certified Gold Exchange was all very positive. Everything went smoothly and P. Collins was awesome in helping us navigate through the process.

Aaron Brabham

I called Certified Gold Exchange to get information on a crypto currency IRA. I had a ton of questions and Steve not only answered all of them but also informed me of many things I had not thought of.

I decided to invest $60k and in just three months it's over $120k! Not only that, the team at Certified Gold Exchange has excellent customer service.

I highly recommend them.

Mark OLeary

Philip with the certified gold exchange was incredibly helpful in helping me to setup a Cryptocurrency IRA. He knew exactly what questions to ask my existing custodian to make the rollover as seamless as possible. In just a short few months with the recommendations of Philip; I have already seen over a 250% return on my investment. Highly recommended.

Gal Tab

The reason I give it the maximum stars is because everything happened just the way they planned it. I invested a considerable sum of money with them and as anyone would be, I was a little scared. I did my research and They came highly recommended as being ethical brokers. Their fees are very competitive and look forward to doing more business with them.

Diana Fincher

I rolled over my IRA into Silver a couple of years ago and made a friend! Agent Pat C, Certified Gold Exchange, Inc., has far exceeded my expectations with continuing, careful watch over my investment. He always surprises with immediate personal response to my slightest question and inspires confidence to hold to The Plan. Pat’s personal touch and excellent recall is reassuring and has proven that he will keep me informed when any changes are advised. Ask for Pat - he’s excellent, excellent!

Steve Astin

This was the 3rd company I called and by far the most professional. Thanks Patrick for the great service!

Alicia O'Rear

Thank you for donating 16 bibles for our foster children at Albuquerque Christian Children's Home! This is a wonderful company with a heart for ministry.

Kyle Sanders

I was interested in doing a gold IRA rollover and contacted several firms after researching on the web. Certified Gold Exchange's website had the most useful information by far compared to other firms. Their representatives have been a pleasure to work with--professional, answered every question I had, and I'd recommend them to anyone looking at a gold IRA rollover.

Robby Bryant

I am a Certified Financial Planner, and Certified Gold Exchange has helped us purchase gold for 16 years without a hitch for our clients and at excellent prices. We couldn’t be more satisfied!

Anne Sayre

My husband and I were thrilled with the service we received at Certified Gold Exchange! Shipping our gold to us was quick and very simple. So happy we did not have to pay for the TV advertisements with celebrities like so many of the other precious metal companies. We will be buying again from CGE!

Neenah Payne

Certified Gold Exchange, Inc. is a highly professional firm that was a pleasure to do business with. It provides fast and accurate service. The firm went out of its way to be helpful on a number of key issues. I highly recommend them. I was extremely lucky for several reasons to have called the Certified Gold Exchange, Inc. when I was ready to sell my gold and silver coins. When I called the firm, Liam on the service desk explained that they scan hundreds of gold dealers to get me the best price. That was very comforting.

When I spoke with coin dealer David White, he was able to give me a quote in 3.5 hours. He also explained the importance of shipping my coins via registered mail with the Post Office. David said that the Post Office requires a registered box to be sealed with brown paper tape to prevent tampering. David emailed me links to sites that showed the right tape to use and how to seal the box. He called several UPS stores in my neighborhood to try to find the tape for me. In the end, I bought the tape from the Post Office. David explained that while Fedex and UPS would ship the coins, since they are not allowed to ship gold or silver, I would have no recourse if my coins were lost. David even gave me his home number so I could reach him after hours if necessary.

My experience with Certified Gold Exchange, Inc. stands in stark contrast with how two other coin brokers responded. The firm from which I had bought most of my silver coins never called me back. On November 13 when I called the broker from whom I had bought most of my gold coins, I couldn't get through on the phone. So, I emailed them and it took 5 days for them to respond! The broker didn't give me a quote until December 2 -- and then only for some of the coins! He said he would tell me what they would pay for the other coins after I shipped them!

In addition, that broker explained that one of their customers had lost all their coins valued at $22,000 because the box was tampered with and they had failed to insure them for the full amount. However, I knew by then that if the firm had told the customer to ship the coins via registered mail as Certified Gold Exchange, Inc. does, the box could not have been tampered with.

So, Certified Gold Exchange, Inc. is the only gold and silver dealer I recommend. The level of service is truly remarkable.

Jovita Garces

What do you do with what little you have to put away for the future? After my divorce 16 years ago, I decided I needed to find an IRA and invest my children's money into something that would retain and grow in value through the years. I found a great website called Certified Gold Exchange that intrigued me and when I called, John listened and understood my needs and helped me understand the value of investing in rare coins and precious metals before taking that all important step. I am happy I took a leap of faith knowing the prospect for growth in my precious metals IRA and children's funds for college and maybe first home some day was very real. I believe I made the best choice for our future. I can always trust CGE to give me honest and dependable service everytime I call in them.

Maria S

Patrick Collins and Certified Gold Exchange (CGE) Team: I appreciate the support, you took me on for this transaction when I wasn’t even an existing client. (Yes I know CGE made some money). It was you manner, caring and fast response that made me feel very comfortable with you.

Your interest in helping me on such short notice shows how much you care for your clients. I hope 🤞 to have you as one of my financial team in the future.

Natalia Ariza

Certified Gold Exchange is the best metals company in the US hands down!

Paul Lifton

Piper Peterson

It's not always the case with precious metals dealers but the Certified Gold Exchange hires the best advisors in the industry and this is the reason for their outstanding reputation.

Eric Benjamin

We have purchased from several dealers and hands down these guys have been the best. Above and beyond are the words I would use to describe their service. You will not be disappointed if you have been on the fence about buying!

Josh Singer

Working with Certified Gold Exchange has been a great experience. The Certified Gold Exchange staff are very very good communicators and clearly have a lot of experience. Anytime we had a question or needed anything from them they responded the same day, if not the following morning. I would recommend working Certified Gold Exchange. Hands down great communicators and great business people.

Burt Dumerton

I have been working with Certified Gold Exchange Inc. since 2005 and have found them to give exceptional service and prices for precious metals. They have always treated me with great respect and given extraordinary personal attention to my account and to me personally. Their advice on many occasions have kept me from making some pretty serious errors in my investment decisions. They are prompt to return my calls and take special care to not be pushy or arrogant. Excellent to do business with. Give John a call.

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