Table of Contents
Open an Equity Trust Gold IRA - Gold And Silver In Your IRA
Looking to open an Equity Trust Gold IRA? Equity Trust Company serves as a custodian, handling the administrative support for your self-directed retirement account. Certified Gold Exchange provides expert guidance to help you set up and fund your Gold IRA seamlessly.
For honest answers about self-directed IRA custodians or to get started today, call Certified Gold Exchange at 800-300-0715.
What Is an Equity Trust Gold IRA?
An Equity Trust Gold IRA is a self-directed Individual Retirement Account (IRA) managed by Equity Trust Company, a leading custodian specializing in alternative asset investments. This IRA allows you to invest in physical gold, platinum, and palladium that meet strict IRS purity standards.
Unlike traditional IRAs that focus on paper assets like stocks, bonds, and mutual funds, an Equity Trust Gold IRA gives you greater control over your retirement portfolio by enabling investments in IRS-approved precious metals such as gold, silver, platinum, and palladium.
Why Should You Open One?
- Portfolio Diversification – Gold can act as a store of value and help protect your retirement savings from stock market fluctuations.
- Hedge Against Inflation – Precious metals have historically preserved purchasing power, making them an ideal hedge against rising inflation.
- Tax Advantages – Like traditional and Roth IRAs, a Gold IRA with Equity Trust allows for tax-deferred growth or tax-free withdrawals, depending on the account type you choose.
- Security & Control – With a self-directed IRA, you choose the gold dealer, the type of metals, and the depository for secure storage.
- 100% Ownership Rights – With Gold or Silver you own outright no need to worry about corporate debt levels and metals have always had value.
By opening an Equity Trust Gold IRA, you can diversify your wealth, safeguard your retirement, and take advantage of the long-term stability of gold investments.
What Is a Self-Directed IRA?
A self-directed IRA is a retirement account that gives you greater control over your investments. While traditional IRAs are typically managed by financial institutions and limited to standard assets like stocks and bonds, self-directed IRAs allow you to invest in a broader range of assets, including:
- Precious metals (gold, silver, platinum, palladium)
- Real estate
- Private equity
- Cryptocurrencies
- Tax liens
- Promissory notes
With a self-directed IRA, you act as the decision-maker, choosing the investments that align with your financial goals. Equity Trust Company serves as the custodian, ensuring your investments comply with IRS regulations.
Why Choose Certified Gold Exchange for Your Gold IRA?
At Certified Gold Exchange (CGE), we’re committed to making the process of opening and managing a Gold IRA as seamless and secure as possible. Here’s why thousands of investors trust us:
- Expert Guidance – Our team of friendly professionals will walk you through every step of the process, from opening your account to selecting the right gold and silver products for your portfolio.
- Transparency – We believe in honest pricing and clear communication. No hidden fees, no surprises—just straightforward service.
- Authorized to Work with Equity Trust Company – While we are not affiliated with Equity Trust Company, we are authorized to work with them to help you open or liquidate your Gold IRA account.
- Unmatched Client Satisfaction – CGE is one of only two companies in the entire industry that has never received a client complaint with the Better Business Bureau (BBB).
- Top-Rated by Investors – We are proud to have continually maintained a 5-star rating on Google Reviews, a testament to our exceptional service and customer-first approach.
For assistance with setting up your Equity Trust Gold IRA, contact the friendly folks at Certified Gold Exchange at 800-300-0715.
A Brief History of Gold IRA Accounts
Gold IRAs have become increasingly popular over the past few decades, but their roots go back to the creation of Individual Retirement Accounts (IRAs) in 1974. The Employee Retirement Income Security Act (ERISA) established IRAs to help Americans save for retirement with tax advantages.
Initially, IRAs were limited to traditional investments like stocks, bonds, and mutual funds. However, in 1997, the Taxpayer Relief Act expanded the list of allowable investments to include certain precious metals, such as gold, silver, platinum, and palladium. This change paved the way for the creation of Gold IRAs, which allow investors to hold physical gold in a tax-advantaged retirement account.
For more information, you can read about the Taxpayer Relief Act of 1997.
A Brief History of Equity Trust Company
Equity Trust Company has been in the self-directed IRA industry for over 40 years. Founded in 1974, the company initially focused on traditional investments but quickly became a pioneer in self-directed IRAs. Today, Equity Trust has over $54 billion in assets under custody for more than 368,000 clients.
Types of Investments Equity Trust Deals In
Equity Trust Company specializes in self-directed IRAs, which allow for a wide range of investment options. In addition to Gold IRAs, they support investments in:
- Real Estate: Residential, commercial, and rental properties.
- Private Equity: Invest in private companies or startups.
- Cryptocurrencies: Bitcoin, Ethereum, and other digital assets.
- Precious Metals: Gold, silver, platinum, and palladium.
- Tax Liens: Purchase tax lien certificates for potential returns.
- Promissory Notes: Fixed-income investments through private lending.
This flexibility makes Equity Trust a popular choice for investors looking to diversify their portfolios beyond traditional assets.
How to Open an Equity Trust Gold IRA
Opening a Gold IRA with Equity Trust Company is easier than you might think. Here’s a step-by-step guide to get started:
1. Contact Certified Gold Exchange
The first step is to reach out to Certified Gold Exchange at 800-300-0715. Our team will help you understand the process, answer your questions, and guide you through the paperwork.
2. Set Up Your Self-Directed IRA
We’ll work with Equity Trust Company to open your self-directed IRA account. This involves completing some basic forms and providing the necessary documentation.
3. Fund Your Account
You can fund your Gold IRA through a rollover, transfer, or direct contribution. If you’re rolling over funds from an existing retirement account, we’ll ensure the process is smooth and IRS-compliant.
4. Select Your Precious Metals Investments
Once your account is funded, it’s time to choose your gold and silver investments. Certified Gold Exchange offers a wide range of IRS-approved products, including American Eagles, Canadian Maple Leafs, and other bullion items.
5. Secure Storage
Your gold will be stored in an IRS-approved depository for maximum security. Equity Trust Company will handle the administrative details, while Certified Gold Exchange ensures you get the best products at the best prices.
Fees for Equity Trust Company
When opening a Gold IRA with Equity Trust Company, it’s important to understand the associated fees. While fees may vary depending on the size of your account and the services you require, here are some common costs to consider:
- Account Setup Fee: A one-time fee of $50 to establish your self-directed IRA.
- Annual Maintenance Fee: $125 covers the cost of account administration.
- Storage Fees: $100 charged by the depository for securely storing your gold.
- Transaction Fees: May apply when buying or selling gold within your IRA.
For a detailed breakdown of Equity Trust Company’s fees, visit their Fee Schedule.
At Certified Gold Exchange, we’ll help you understand these fees and ensure there are no surprises along the way.
How to Move Funds Into an Equity Trust Self-Directed IRA
If you’re looking to fund your Equity Trust Self-Directed IRA, you have two primary options: a direct transfer or a rollover. While both methods allow you to move retirement funds into your new account, they differ in process, tax treatment, and flexibility.
- Direct Transfer – This is the most common and hassle-free way to fund your Self-Directed IRA. With a direct transfer, funds are sent directly from your current IRA custodian to Equity Trust without you ever handling the money. Since the funds never leave a qualified retirement account, there are no taxes or penalties, and you can complete multiple transfers per year without restrictions.
- Rollover – A rollover involves withdrawing funds from an existing retirement account and depositing them into your new Self-Directed IRA. You must redeposit the full amount within 60 days to avoid taxes and potential penalties. The IRS limits IRA rollovers to one per 12-month period, making this a less flexible option than a direct transfer.
Not sure which method is best for you? Our experienced specialists can guide you through the process to ensure a smooth and IRS-compliant transition. Call Certified Gold Exchange at 800-776-7253 today and talk to an IRA specialist.
Benefits of an Equity Trust Gold IRA
Investing in a Gold IRA offers numerous advantages, including:
- Portfolio Diversification: Gold provides a hedge against inflation and market volatility.
- Tax Advantages: Enjoy the same tax benefits as traditional IRAs, including tax-deferred growth.
- Wealth Preservation: Gold has been a reliable store of value for centuries.
Avoiding Self-Directed Gold IRA Scams Dealers Use
Unfortunately, the Gold IRA industry is not immune to scams. At Certified Gold Exchange, we’re committed to protecting our clients from fraud. Be sure to check out our Gold IRA Scams page for tips on how to identify and avoid common scams listed below.
- Paid Affiliate Reviews: Many websites publish “best gold IRA company” lists based on paid affiliations rather than genuine evaluations. These sites often promote companies that offer them the highest commissions, potentially leading investors toward firms that may not have their best interests at heart.
- Free Gold and Silver Promotions: Some dealers entice investors with offers of “free” precious metals. However, these promotions often come with hidden costs, such as inflated prices on other products or high fees, ultimately costing the investor more than the value of the free metal.
- Zero Fees for Life Promos: Advertisements claiming “zero fees for life” can be misleading. While the dealer’s fees might be waived, custodial and storage fees are typically unavoidable in Gold IRA accounts. Investors may end up paying these necessary fees elsewhere, negating the initial promise.
- Celebrity Endorsements: Some companies use endorsements from conservative celebrities to build trust. While the endorsement may be genuine, it doesn’t guarantee the company’s integrity or the quality of its products. Investors should conduct their own due diligence rather than relying solely on celebrity endorsements.
- Premium or Exclusive Coins: Many companies will attempt to sell you what they deem to be premium or exclusive coins that are typically hard to price check. This enables dealers to mark these coins by exorbitant amounts. Avoid these coins at all costs!
It’s important to note that the above scams are not associated with Equity Trust Company. These marketing gimmicks are designed by the dealers that sell metals as a method to get you to purchase obscure or overpriced coins inside your retirement account.
Rolling Over an Existing IRA to a Gold IRA
If you already have a traditional or Roth IRA, you can roll it over into a Gold IRA without incurring penalties. Learn more about the rollover process on our Gold IRA Rollover page.
External Resources
For more information about Gold IRAs and IRS regulations, check out these helpful resources:
Call to Action
Ready to open your Equity Trust Gold IRA? Contact Certified Gold Exchange today at 800-300-0715. Our team of experts is here to help you every step of the way. Whether you’re rolling over an existing account or starting fresh, we’ll make the process of opening your Equity Trust Gold IRA simple and hassle-free.
Disclaimer
Certified Gold Exchange is not affiliated with Equity Trust Company. However, we are authorized to open an Equity Trust Company gold IRAs or to help you open or liquidate your precious metals IRA account.
My first order of business was to find a dealer that I could trust. After considerable research, Certified Gold Exchange was at the top of my list. When I contacted CGE, I was introduced to Pat Collins. From our first discussion, Pat clearly understood the situation and developed a plan.
Long story short, Pat earned my trust with his friendly demeanor, patience, and metals experience. I'll be calling CGE and Pat for my next transaction. Many thanks Pat!
From the beginning of contacting Patrick Collins the process was efficient and professional. Pat provided regular communication and helped me at every step. The length of time from start to finish was much quicker than I was expecting thanks to CGE.
I want to thank Pat and his team at Certified Gold Exchange for a smooth and efficient transaction.
being new to selling metals, Patrick walked me step by step in the process through distributions with my IRA. Whenever I contacted him with questions or concerns, he replied within an hour or minutes to resolve my percieved issues. What a comfort Patrick has been in this (at times) somewhat stressful process.
Thank you Patrick!
It was my first time selling precious metals and they made the process as seamless as possible, despite multiple hiccups caused by my chosen custodian failing miserably. I will choose this team for every precious metals purchase or sale in my future.
I decided to invest $60k and in just three months it's over $120k! Not only that, the team at Certified Gold Exchange has excellent customer service.
I highly recommend them.
When I spoke with coin dealer David White, he was able to give me a quote in 3.5 hours. He also explained the importance of shipping my coins via registered mail with the Post Office. David said that the Post Office requires a registered box to be sealed with brown paper tape to prevent tampering. David emailed me links to sites that showed the right tape to use and how to seal the box. He called several UPS stores in my neighborhood to try to find the tape for me. In the end, I bought the tape from the Post Office. David explained that while Fedex and UPS would ship the coins, since they are not allowed to ship gold or silver, I would have no recourse if my coins were lost. David even gave me his home number so I could reach him after hours if necessary.
My experience with Certified Gold Exchange, Inc. stands in stark contrast with how two other coin brokers responded. The firm from which I had bought most of my silver coins never called me back. On November 13 when I called the broker from whom I had bought most of my gold coins, I couldn't get through on the phone. So, I emailed them and it took 5 days for them to respond! The broker didn't give me a quote until December 2 -- and then only for some of the coins! He said he would tell me what they would pay for the other coins after I shipped them!
In addition, that broker explained that one of their customers had lost all their coins valued at $22,000 because the box was tampered with and they had failed to insure them for the full amount. However, I knew by then that if the firm had told the customer to ship the coins via registered mail as Certified Gold Exchange, Inc. does, the box could not have been tampered with.
So, Certified Gold Exchange, Inc. is the only gold and silver dealer I recommend. The level of service is truly remarkable.
Your interest in helping me on such short notice shows how much you care for your clients. I hope 🤞 to have you as one of my financial team in the future.
Avoid These 10 Gold IRA Scams.
DEALERS USE ON YOU