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Pat Collins
Senior Vice President of Gold IRA Services at Certified Gold Exchange
Pat Collins runs the Gold IRA Services team at Certified Gold Exchange. For more than 17 years, he has worked directly with U.S. retirement accounts, helping thousands of people open, fund, transfer, and liquidate precious metals IRAs.
Few people in the industry have handled retirement accounts at this volume. Pat has handled transfers involving more than 50 retirement account custodians and plan administrators. Each one has its own forms, rules, timelines, and friction points, and Pat has learned them by working through them, one client at a time.
That experience is what he brings to every client conversation, every CGE guide he writes, and his book, The Complete Guide to U.S. Retirement Accounts.
Retirement Account and Gold IRA Experience
Pat’s daily work covers the full life of a precious metals IRA:
- Opening self-directed IRAs with qualified custodians
- Funding accounts through transfers from existing IRAs and rollovers from 401(k), 403(b), 457(b), and other employer plans
- Purchasing IRS-eligible gold and silver and arranging approved depository storage
- Liquidating precious metals IRAs, including inherited IRAs, partial liquidations, and full account closures
His knowledge goes well beyond gold and silver. Pat works with and writes about traditional and Roth IRAs, SEP and SIMPLE IRAs, Solo 401(k)s, spousal and inherited IRAs, defined benefit plans, and the federal Thrift Savings Plans.
The Cases Clients Bring to Pat
Many of the people who reach Pat aren’t opening a first account. They need someone to resolve a problem. Clients regularly come to him when:
- An account is stuck. A custodian has dropped their previous dealer, or the dealer has stopped responding, and the client can’t sell or move their metals.
- They inherited a precious metals IRA and need to understand the rules, deadlines, and paperwork before making decisions.
- They bought high-markup coins elsewhere and need a clear, honest path forward.
- They want to sell without shipping risk. CGE holds accounts at many of the major depositories, so metals can often be sold where they are stored, with no shipping step.
Pat’s team handles the complete set of paperwork so the client doesn’t have to. The Google reviews on this page describe these situations in clients’ own words.
Author of The Complete Guide to U.S. Retirement Accounts
Pat wrote The Complete Guide to U.S. Retirement Accounts (Bedrock Financial Press) to put fourteen years of client questions and answers in one place.
The book explains how America’s major retirement accounts work and how the rules affect real decisions. It covers account selection, employer matching, vesting, contribution limits, Roth conversions, rollovers, required minimum distributions, inherited IRAs, HSAs, plans for business owners, Social Security taxation, Medicare surcharges, and self-directed IRAs.
It is written for everyday readers, not finance professionals. It makes no promises about returns and offers no shortcuts. It explains the rules, the tradeoffs, and the mistakes that cost people money.
Areas of Expertise
- Gold and silver self-directed IRAs
- 401(k) rollovers and IRA-to-IRA transfers
- Inherited IRAs and beneficiary rules
- Gold IRA liquidation and account closures
- Custodians, depositories, and storage
- IRS-eligible precious metals
- Bullion pricing and dealer markups
- Required minimum distributions and Roth conversions
- Retirement account taxation and penalty avoidance
- Consumer protection in precious metals transactions
How Pat Works
Pat’s approach is simple: explain everything clearly, show the client options of what they can buy, and let them make the decision.
For Gold IRA clients, that means clearly laying out the roles of the dealer, the custodian, the depository, and the existing plan provider, along with every step needed to set up, fund, buy metals for, and eventually liquidate the account.
He steers clients toward widely traded bullion that can be price-checked at thousands of dealers, and he backs that with CGE’s Verified Fair Pricing. Before an order is confirmed, CGE pulls live pricing on the client’s exact items from two other major online bullion sellers, so the client can see the comparison for themselves.
Certified Gold Exchange does not provide investment, tax, or legal advice. Precious metals specialists help clients with the mechanics of establishing and funding self-directed precious metals IRAs. Investment decisions remain with the client.
What Clients Say
“Patrick could teach a master class on how to treat clients.”
Robin M., Google review
“Pat clearly understood the situation and developed a plan.”
Randall R., Google review
About Certified Gold Exchange
Certified Gold Exchange has served precious metals buyers since 1992 and has helped clients with gold and silver IRAs for over twenty years. CGE focuses on widely traded bullion: American Gold and Silver Eagles, Canadian Gold and Silver Maple Leafs, and recognized bullion bars. Real people answer the phone, and CGE has never had sales quotas.
Recent Samples of Articles and Guides Written or Co Authored by Pat Collins
https://certifiedgoldexchange.com/gold_ira/gold-ira-custodians/
https://certifiedgoldexchange.com/gold_ira/
https://certifiedgoldexchange.com/gold_ira/how-do-you-liquidate-a-gold-ira/
https://certifiedgoldexchange.com/gold_ira/gold-ira-scams/
https://certifiedgoldexchange.com/gold-ira-specialist/
https://certifiedgoldexchange.com/gold_ira/gold-ira-pros-and-cons/
Find Pat Online
Amazon Author Page · Goodreads · BookBub · LinkedIn
Professional Information
Name: Pat Collins
Title: Senior Vice President of Gold IRA Services
Company: Certified Gold Exchange
Author: The Complete Guide to U.S. Retirement Accounts (Bedrock Financial Press)
Experience: More than 17 years with U.S. retirement accounts and self-directed IRAs
Transfers: Worked with more than 50 retirement account custodians and plan administrators
Specialties: Gold IRA rollovers and transfers, inherited IRAs, Gold IRA liquidation, custodians and depositories, bullion pricing
Contact Pat Collins at 800-300-0715 Ext 588
Transparent & Competitive Pricing
Exceptional Service.
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BBB Rating
Zero Complaints
- 5.0 Star Google Review Rating
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58,000+ Served
In All 50 States
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Serving Investors
Since 1992
